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Dave_B
Dave_B

I happened to be taking a road trip that went right past this bank late last year, so I stopped by to open an account. It’s a very modern looking building, with high ceilings, video walls, and fancy architecture. They provide free brownies, cookies, and bottled water/drinks to anyone who comes in(the banker encouraged the friend who was with me to take some, even though they weren’t a customer). The brownies were above average.

It seems they’re really working hard to get people to go to this new branch, and see how fancy it is. It no doubt cost them dearly to build it, and they want to get their moneys worth.

I asked the banker if a normal ACH transfer would trigger the bonus, or if it required an actual payroll direct deposit. He claimed that only a payroll direct deposit will trigger the bonus. Unfortunately, it seems that due to the way the bonus works, there’s no way to test that out without risk.

Gary
Gary

Will, I applied for this account this morning in the branch. It’s a soft pull (ChexSystems) and cannot be funded with a credit card. It’s also important to note that the Total Value Checking account that you recommend is fee-free, but only after you set-up your web banking account and opt-in to e-statements. If you don’t do this, you will be charged a $5.00 monthly fee for paper statements.

Gary
Gary

I’ll be trying this as it’s my hometown. Doing the First Niagara one as well. Thanks Will!