Offer at a glance
- Maximum bonus amount: $200-$500
- Availability: AR, TN
- Direct deposit required: Unknown
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None
- Expiration date: None listed
The Offer
- First National Bank is offering two bonuses:
- $200 when you open a new checking account and set up a direct deposit (no minimum mentioned)
- up to $500 when you open a new checking account and CD
- Deposit $25,000 to $49,999 and get $200
- Deposit $50,000 to $99,999 and get $350
- Deposit $100,000 and up and get $500
The Fine Print
- Welcome to One promotion valid at all locations.
- Offer valid as of 6/22/2026.
- Limit one per customer.
- Must be funded from outside First National Bank accounts.
- Customers must have no previous checking account relationship with First National Bank. Account evaluated and reward paid after 90 days.
- At the end of 90 day period: Accounts must be active with positive account balances, and in good standing.
- Subject to bank review and approval. Reward is subject to taxes.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
You 1st Checking has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF.
Our Verdict
Not sure if the CD offer has any deposit length required.
Hat tip to reader ShawntheShawn
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