Has Barclays Started Reporting Business Cards To Personal Reports? (Maybe, Datapoints Needed)

Update 2/18/22: FM is reporting that some people that had their accounts reported to their personal reports are now no longer showing on their personal reports. Confirmed here.

Traditionally Barclays has not reported Barclays Business credit cards to a consumers personal credit report. This is important for people wanting to stay under the Chase 5/24 rule. In the last month there has been two datapoints stating that a Barclays Business card was reported to their credit report: 1, 2. 3, 4,  Datapoints from more than a month ago (e.g 2021 or before) are still showing as unreported so it’s possible this is a new change although with only two datapoints it’s too early to tell.

In the past people have gotten the hard pull confused with the card history showing, but both of these new datapoints that is definitely not the case. Feel free to share your datapoints in the comments below.

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