American Express limits you to getting the sign up bonus once per ‘lifetime’ on their credit cards (although there is some evidence to suggest lifetime isn’t really lifetime). American Express used to allow you to product change cards between their different brands (e.g a Hilton card could be turned into a Delta card). This is unfortunately no longer possible (you can read the current rules here). What’s interesting is that if you completed one of these product changes then American Express has no history of you having the first card, making it possible to get the bonus on that card again.
For example:
- I opened a Hilton Surpass card
- I product changed it to a Delta gold card
- They have no record of me having the Surpass card, I can get the sign up bonus again. Yay!
As always there is absolutely no guarantee that this will work for you. Thanks to werebros for bringing this to my attention &Â zmicer88Â confirming this works. As always share your own datapoints in the comments below.
