[Expired] Navy Federal Credit Union (NFCU) cashRewards Credit Card: $250 Bonus

Update 5/23/23: Bonus back up to $250 now with $3,000 spend requirement through August 31, 2023

Update 5/27/22: Bonus is back at $200 now (down from $250); Update 11/16/21: Deal is back and valid until Jan. 03, 2022. Hat tip to Jason J

The Offer

Direct link to offer

  • Get a sign up bonus of $250 when you spend $2,500 or more within 90 days of opening a new cashRewards card from Navy Federal Credit Union


Card Details

  • Card earns 1.5% cash back on all purchases
  • No annual fee

Our Verdict

Highest bonus on this card was previously $200, so this is an extra $50. NFCU is also offering a bonus of 50,000 points on the Flagship rewards card as well.It’s not worth using this card after you get the sign up bonus as there are other credit cards that offer a higher rate on everyday purchases, but the sign up bonus might be attractive to some people.

Navy Federal is only available for military and veterans – full eligibility information can be found here (plus family members. Even if they are deceased). Keep in mind that joining NFCU is a hard pull, it’s possible you’ll land up with two hard pulls if you join and signup for the card, but hopefully those will be combined. Learn more about Navy Federal credit cards in the post Navy Federal Credit Union (NFCU) Credit Cards: List, Best Cards & Things You Must Know.

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oldest most voted

arch (@guest_1683498)
August 31, 2023 10:53

Extended: Expires on Oct. 03, 2023

Joanna Walters
Joanna Walters (@guest_1669953)
August 10, 2023 16:13

Government pays on time, say what you want.

Met Monday, credited under “cashRewards” balance today or earlier.

Patris Banoo
Patris Banoo (@guest_1650044)
July 9, 2023 13:38

Maybe it Is Targeted but I logged into Amazon today and there was a banner that said:

Make NFCU default, get a $10 promotional credit.

I have spent $1000 on AMZ w NFCU.

Davis (@guest_1631836)
June 9, 2023 17:19

Targeted offer on my Go Rewards card (last used 04/11/22): Earn 5k bonus points when you spend $500, expires 6/30. The card earns 3% at restaurants, 2% on gas stations, and 1% else. Points redeemable for 1 cent. So 11-13% back on $500.

Raymond (@guest_1623463)
May 24, 2023 23:55

Other then 250 bonus is there any use or PC product worth doing it for? Looking to open another personal card and SUB weak other than CSP

Mike (@guest_1623140)
May 24, 2023 12:40

Easy bonus! Opened account. Used the c/c to pay my annual premiums for my home and auto insurance (insurance company does not charge a fee for using a c/c). Bonus was posted within a few days of making the charge – about three weeks before the payment was due.

Morris (@guest_1622873)
May 23, 2023 22:42

FYI. giftcards.com purchases do not count toward the spending requirement…learned it the hard way.

glen (@guest_1622746)
May 23, 2023 19:02

how many navy fcu credit cards can one hold at once?

James (@guest_1622755)
May 23, 2023 19:17

3, up to 80k exposure total across all 3, or the flagship, 50k max limit for the other cards

minimum CL, $500

Ostrich Rider
Ostrich Rider (@guest_1622790)
May 23, 2023 20:26

I currently have 2 Navy CCs.

Tone (@guest_1622799)
May 23, 2023 20:35

Can hold 3 navy cards at a time. Max 80k total combined credit limit

Jet (@guest_1622741)
May 23, 2023 18:54

Joining NFCU hasn’t been a hard pull for awhile now, can that be edited?

May 23, 2023 20:28

Crossed out, thanks

ND_Cliff (@guest_1622739)
May 23, 2023 18:52

I would note, however, that I only opened a savings account. Also, they allow credit card funding up to $250, and it does not code as a cash advance, but rather, a membership fee.