Posted by Chuck on February 24, 2017
Credit Cards

Published on February 24th, 2017 | by Chuck

128

[Expired] No 24-Month Language: CitiBusiness / AAdvantage Platinum Select 50,000 Signup Bonus

Offer has now expired, you can view the best current credit card bonuses by clicking here.

The Offer

Direct Link

  • Signup for the CitiBusiness AAdvantage Platinum Select card and earn a sign up bonus of 50,000 American Airline miles after $3,000 in purchases within the first three months of account opening

Screen Shot 2017-02-24 at 12.03.35 PM

Card Benefits

  • Annual fee of $95 is waived the first year
  • First checked bag free on domestic American Airlines for you and up to four travel companions
  • Boarding Privileges with Group 1 on American Airlines domestic flights
  • Earn an American Airlines Companion Certificate each year after spending $30,000 or more
  • Card earns at the following rates:
    • 2x miles on American Airlines
    • 2x miles on certain office supply, telecommunications and rental car merchants
    • 1x miles on all other purchases
  • Access to American Airlines Reduced Mileage Awards
  • Receive a 25% discount on eligible in flight food and beverage purchases when you use your card on an American Airlines flight

Our Verdict

The standard bonus on this card is 30,000 miles, although there’s been a valid 50k link for quite a while. The big news here is that this link (above) is not showing any 24-month language which means that you can get this card even if you opened or closed a Citi AAdvantage business card (or any other Citi card) within the past 24-months.

Note that you can’t apply for more than one Citi business card in 90 days, so this offer will only help you if you haven’t applied for ANY Citi business card recently. On the other hand, you should be able apply for a personal and business card on the same day, though the inquires won’t be merged.

Also note that you won’t be able to hold two of the same business cards so if you currently have this card version you’ll have to cancel it before applying.

Check out these 17 things to know about Citi card before applying. We have added this to our list of the best business credit card bonuses due to the lack of 24 month language on this card. You should also be able to get matched to the 60,000 offer discussed here.

Hat tip to megamomo76 on r/churning



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Dan
Dan

Have received two citi personal cards within the last 65 days, was also approved for a citi business card about a year ago (canceled that probably about 6 months ago). Auto denied for this (seemingly with no hard pull)

DCJoe
DCJoe

Thoughts for those of us who got two of the “no 24 month” personal cards in late December/early January? Still inside of 65 days until next week. Advice here says business apps don’t touch personal for the purposes of that rule, but some DPs on reddit make it seem like they might. Or those could be 6/6 denials. Am at exactly 6 on EXP, which Citi generally pulls for me.

If apply and denied for 6/6, any DPs on recon and getting them to pull another bureau?

mishyq
mishyq

similar to 2 posters above, i am not 100% clear abt the Citi rules too when it comes to combining personal+business app

let’s say, if you have applied for the Citi Personal #1 on Jan 11 and Citi Personal #2 on Jan 19, so am I right that the 1/8 and 2/65 rule are still in effect even if your third apps is Citi Business ?

which means, the earliest you can apply for Citi Business is Jan 11 + 65 days, right? and that, you shouldnt be applying for a second Citi Business until Jan 11 + 65 days + 90 days? (but any personal apps that happen between the 65 days and 90 days timepoint would need to be counted as well)

in other words, the 1/8, 2/65, rules for personal apps 1/90 rule for business apps are all AND statements, not OR statements.

DCJoe
DCJoe

As followup, pretty detailed DP from reddit indicating that the 2/65 rule is counting business and personal towards the rule.

https://www.reddit.com/r/churning/comments/5vxybw/citibusiness_aa_link_without_24month_language/de5xcve/

Which would mean those of us who got 2 cards in late December/early January have to wait until late next week (my first app was 12/27, so 65 days would be 3/2)

LC
LC

I can also vouch for this.

Ali Taheri
Ali Taheri

How soon after cancelling current Business AAdvantage can I apply?

Dan
Dan

I would like to know this as well

TheRewardBoss

DP for all… Applied 18 days after I cancelled previous Citi AA Biz card. Needed to call in but eventually approved. Keep in mind just because it worked for me doesn’t mean it works for all. Good luck.

William Charles

Is there a new working link?

Alex
Alex

How sure are we that this isn’t just a “sub” link from the normal offer of 50k pts/3k spend? There is a standard offer currently WITH the 24 month language.

I’ve briefly skimmed over some readings, but is this “no 24 month language” already an established thing from previous posts? I dont know why I’m so hesitant

anne
anne

Will the hard pulls be combined if one person card and one business card are applied on the same day? TIA.

Izzy
Izzy

Request a match to 60,000 offer?

dan
dan

applied for this biz cc & approved

DOC or any folks know the personal link w/o the 24 mo still available? TIA

DCjoe
DCjoe

No. Went away a couple of days ago.

Tim
Tim

Will Citi business cards initiate a credit inquiry on your personal credit bureaus?

MM
MM

Yes, biz card apps – whether Citi, Amex, whoever – will still run a personal inquiry with a credit bureau(s) (which one(s) depends on the issuer).

Tim
Tim

Damn, Experian has all 11 of my inquiries in the last 2 yrs. TU;7, EQ;4. I better sit this out.

DCjoe
DCjoe

Yes, the inquiry will show up on your personal report. The card itself will not.

Joseph
Joseph

Cancelled card today, but how quickly can I apply again?

Tim
Tim

I have never had a Citi biz card. So I’m thinking my strategy should be to apply for AAdvantage Biz with the standard language, quickly spend $3000, wait for my bonus points to post, close account, and then sign up for this card. If so, how much time do I need to lapse before signing up for this offer?

P
P

Haha. I was just thinking of closing mine to apply for this one. Just got approved for the Citi Biz AA card on or around 12/6/16 (activated/received on 12/20), and was thinking of closing it now and then applying for this one in about 2-3 weeks (if link is still alive).

carl
carl

90 day restriction for business cards.

P
P

Yep. That’s why I mentioned 2-3 weeks as that would make it 90 days since I got it.

Matthew
Matthew

I currently have a Citi TY Biz card, does that mean I can apply for this AA card too? I thought Citi’s rule was no more than 1 business card at a time.

Abey
Abey

If you read the entire post. Chuck clearly says:
Also note that you won’t be able to hold two of the same business cards so if you currently have this card version you’ll have to cancel it before applying.

Alex
Alex

And if you read Matthew’s post, he clearly asks a different question. His concern is if he has ANOTHER Citi biz card, would he be able to apply for a DIFFERENT Citi biz product

Matthew
Matthew

Thanks Alex for pointing that out. I could just close the Citi ThankYou biz card and hopefully get it again. Actually, I’m not sure if it has the 24 month language in it, as it is a branch only offer. I keep thinking I will take advantage of the 3x rewards, but between my Ink, Prestige and AT&T More card – I don’t think I will ever have a use for it. I also feel I could put myself at risk for closing a Citi biz card just to open another one. I probably would not be auto-approved as I have a lot of Citi cards/credit line.

Abey
Abey

Oh. I didnt notice you were asking about applying for a different citi business card.
But hey. Where do you take that you can only have one citi business card at a time??
If you read this from doc about citi bank he doesnt mention that, other then 1 citi business card every 95 days.

https://www.doctorofcredit.com/12-things-everybody-should-know-about-citi-credit-cards/

Matthew
Matthew

Hi Abey, it was a FlyerTalk thread – although they were probably unaware of other business cards for Citi or just weren’t concerned with it.

Arnold
Arnold

> Also note that you won’t be able to hold two of the same
> business cards so if you currently have this card version
> you’ll have to cancel it before applying

This is not true – at least not for everyone.

Carl
Carl

Wow, great offer.

Signed up and auto approved for 3 of 3 – wife, daughter (20) and myself.

this will make business card #: me 5, wife 4, daughter 1.

Both wife and I and daughter did the no 24 month links in end of 2016.

Thank you! Another 150k AA miles. Now need to wait to use my targeted mailer.

Does anyone know if the targeted mailers will bypass 2/65 rule?

Bo
Bo

Instant approval. Just applied two cards in the past two months.

Abey
Abey

so do i cancel my business card today and apply a week later for it?
Im over my head with two SPG business cards.
Cant spend so much. Already have 4K in amex gift cards sitting.

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