Posted by William Charles on March 7, 2016
Bank Account Bonuses

Published on March 7th, 2016 | by William Charles

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[Expired][OH & PA only] S&T Bank $100 Checking Bonus – No Direct Deposit Or Monthly Fees

Offer at a glance

  • Maximum bonus amount: $100 
  • Availability: OH or PA only
  • Direct deposit required: None
  • Additional requirements: Five debit card transactions
  • Hard/soft pull: Unknown
  • Credit card funding: Up to $5,000 with a Visa or Mastercard
  • Monthly fees: None
  • Early account termination fee: None
  • Expiration date: March 11th, 2016

The Offer

Direct link to offer

  • Open a new S&T checking account (Free Checking, Preferred Account Checking or Four Star Club Checking) and receive a sign up bonus of $100 when you complete five debit card transactions before April 29th, 2016

s&t bank

The Fine Print

  • This offer is available to new checking account households and limited to one per household
  • S&T will credit one bonus of $100 on May 6, 2016 to an S&T checking account opened between February 1 and March 11, 2016 with five S&T debit card transactions completed (posted and cleared) by April 29, 2016
  • Offer applies to new consumer Free Checking, Preferred Account Checking and Four Star Club Checking
  • Offer cannot be combined with any other offer and is subject to change or termination without notice
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

They offer a free checking account with no monthly fees. There was no mention of an early account termination fee in their fee schedule found here.

Our Verdict

Really easy requirements to get the bonus and also no need to worry about monthly fees makes this a great deal, we’ll definitely be adding it to our best bank bonus list if we can confirm it’s a soft pull to open, even better if you can fund with a credit card. If you have any experience with this bonus then please share in the comments below.

Useful posts regarding bank bonuses:



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Matt
Matt

Submitted the app and got an “Unfortunately, we cannot process your application. For assistance, please contact us at 800.325.2265.”

There is actually an S&T in my city. Thinking it might be from my chex systems, as I’ve opened 9 other accounts YTD.

Stephen
Stephen

I also confronted this message. I called in and spoke with 3 people over two days. No one knew what to do. Eventually I was transferred to a banker to just do a new application. My application was denied because I was over 20 miles from their nearest branch.

Andy
Andy

Thanks for the post!

Looks like the account can be funded up to $5,000 with Visa/MC.

http://i.imgur.com/1oqnTWb.png

Testing it out with $5,000 on my Chase Ink Plus.

http://i.imgur.com/3kbLX26.png

PointsWithNick
PointsWithNick

Let us know which cards you fund with and if it codes as a cash advance. Looks like only 3 days left to open and fund account!

Adam
Adam

Any news on this, particularly whether it’s a hard/soft pull and whether CC funding counts as a cash advance? I’m thinking of opening this up and funding with Chase MileagePlus Explorer.

Adam
Adam

Data point: I just did a live chat with an S&T representative to ask whether there’s a credit pull involved, he spoke to one of the bankers and said it wouldn’t affect your credit report and that there was no credit check. The representative I spoke to didn’t seem to know about hard vs. soft pulls, but from what he said I inferred there’s at the very least no hard pull.

Adam
Adam

Opened up an account, tried using my United MP Explorer card. I lowered the CA limit to $100 earlier in the day and tried to fund for $4500 twice. Both times I got a message “We were unable to verify the credit or debit card information you provided.” After the second time it wouldn’t let me fund with a CC. So maybe it did try to post as a cash advance?

Simon
Simon

Thanks a lot for the data point. I was about to try it out then I saw our post.. If cc funding is a no-go, I would probably pass

Jivepicnic
Jivepicnic

I opened my account with a $5k deposit from my Citi HH Reserve Visa on Tuesday. This morning it posted as a purchase on my credit card account. Easy way to complete 1/8 of the spending I need for HH Diamond status for 2017.

jay
jay

This is expired now.

Curmudgeon
Curmudgeon

New offer $150 bonus, unfortunately expires 3/17/17

https://www.stbank.com/landing/checking/

Hopefully it will get extended again.

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