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Curmudgeon
Curmudgeon

New offer $150 bonus, unfortunately expires 3/17/17

https://www.stbank.com/landing/checking/

Hopefully it will get extended again.

jay
jay

This is expired now.

Jivepicnic
Jivepicnic

I opened my account with a $5k deposit from my Citi HH Reserve Visa on Tuesday. This morning it posted as a purchase on my credit card account. Easy way to complete 1/8 of the spending I need for HH Diamond status for 2017.

Adam
Adam

Opened up an account, tried using my United MP Explorer card. I lowered the CA limit to $100 earlier in the day and tried to fund for $4500 twice. Both times I got a message “We were unable to verify the credit or debit card information you provided.” After the second time it wouldn’t let me fund with a CC. So maybe it did try to post as a cash advance?

Simon
Simon

Thanks a lot for the data point. I was about to try it out then I saw our post.. If cc funding is a no-go, I would probably pass

Adam
Adam

Data point: I just did a live chat with an S&T representative to ask whether there’s a credit pull involved, he spoke to one of the bankers and said it wouldn’t affect your credit report and that there was no credit check. The representative I spoke to didn’t seem to know about hard vs. soft pulls, but from what he said I inferred there’s at the very least no hard pull.

Adam
Adam

Any news on this, particularly whether it’s a hard/soft pull and whether CC funding counts as a cash advance? I’m thinking of opening this up and funding with Chase MileagePlus Explorer.

PointsWithNick
PointsWithNick

Let us know which cards you fund with and if it codes as a cash advance. Looks like only 3 days left to open and fund account!

Andy
Andy

Thanks for the post!

Looks like the account can be funded up to $5,000 with Visa/MC.

http://i.imgur.com/1oqnTWb.png

Testing it out with $5,000 on my Chase Ink Plus.

http://i.imgur.com/3kbLX26.png

Matt
Matt

Submitted the app and got an “Unfortunately, we cannot process your application. For assistance, please contact us at 800.325.2265.”

There is actually an S&T in my city. Thinking it might be from my chex systems, as I’ve opened 9 other accounts YTD.

Stephen
Stephen

I also confronted this message. I called in and spoke with 3 people over two days. No one knew what to do. Eventually I was transferred to a banker to just do a new application. My application was denied because I was over 20 miles from their nearest branch.