[Update] Payce Cashback Program Review: Earn Cashback at Top Retailers In-Store or Online + $5 Signup Bonus

Update 12/3/20: Offers were briefly removed, but are now back.

Update 7/2/20: Friendly reminder that this program still exists and still offers cashback at top retailers like Staples, CVS, Office Depot/Max and more.

Original Post:

Reader Evan sent in a tip about a cashback shopping program called Payce. It looks a bit interesting and I’ve never heard of it before, so here’s a quick review. Please comment below with your own thoughts and experiences.

Direct Link to Payce

Payce offers cashback for in-store purchases and online purchases. In order to earn in-store, you first need to register a credit or debit card Visa, Mastercard, or Amex. (Note: some individual offers only work on Visa and Mastercard.) This is similar to dozens of other card-link in-store rewards program, see Complete List of Card-Linked Reward Programs. (They use Affinity Solutions for Visa/MC and Empyr for Amex.)

What’s interesting about their in-store offers is that they are currently showing some nice little cashback bonuses at top retailers like Staples, CVS, Home Depot. The standard offer seems to be to earn $5 when you spend $20/$25 or more. The terms exclude gift card purchases from earning cashback, but it’s still cool for ordinary shopping. Be sure to save offers which require saving before using.

These offers are for one-time use, but it seems offers renew monthly and I’m guessing that used offers will come back again each month. It’s also interesting that the FAQ indicates that it’s cool to open a second account with a separate email address and card, so it may be possible to do more than one offer if you’re willing to juggle more than one account.

I don’t see any referral program, but they are showing currently a $5 signup bonus for anyone who signs up and earns any amount of cash back by March 31, 2019. Minimum $10 required to cash out.

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Information Booth
Information Booth

None of the offers I’ve received in the past were ever removed. The in-store are the same and some have been added. Maybe the problem was just in some areas?? 1 John 4:7-8

RM
RM

Information Booth The problem was only extant for about 36 hours on 12/1 and 12/2. You might not have even noticed.

Todd
Todd

Will this stack on top of Dosh and rakuten? for card-linked offers?

RM
RM

Todd Yes for Dosh. Can’t speak to Rakuten because they have not had any in-store offers I want to use since the start of the pandemic.

jd
jd

Where would we see the $5 signup bonus?

hai
hai

I see staples term that buying gift card won’t count 5% cash back, is it actually true? I remember dosh actually count officedepot for 2% if buying gc.

Pete
Pete

Mine have always credited but they are now enforcing the $5 monthly max so is not like you can buy a ton.

hai
hai

thanks

RM
RM

hai Not enforced, but don’t use Amex.

hai
hai

thanks

rocky_NNC
rocky_NNC

This is hit or a miss, it takes around 3 months to get the credit and a limit of 5$ per day per account. So not much for MS folks here.

RV
RV

$5 per day is not bad at all

king
king

is the offers multiple use or is just monthly once ? i made 2 purchase @ cvs last month and only the first time credited

RM
RM

king $5 max per month.

Pete
Pete

The removal of Amex from the Staples ( and I believe some other) offers isn’t new. Learned that the hard way a few months back. They actually said that some offers were just MC & Visa which I had totally missed.

RM
RM

Usual offers are back. Looks like it was a technical issue.

RM
RM

One interesting feature of the updated December listing is that Amex cards no longer earn Payce rewards at Staples (and a few others stores). This may have been buried in the fine print before, but is now explicit.

Josh
Josh

Only seeing Starbucks as well. Bummer.

RM
RM

Payce now has the following notice up on its website:

“NOTICE: Activating In-Store Offers

Some in-store offers are not available and cannot be activated. While we’re working on a fix, we have more than 1,200 online stores ready for cash back!”

Sort of sounds like it might be a technical issue, although it could also be corporate double-speak for “We are on the verge of bankruptcy, but we are not going to tell you.”