Reddit user berneigh posted the following image (shared on this site with permission) showing three options of a potential Uber credit card. All three options have no annual fee and come with $50 in Uber credits after $1,000 in spend within the first three months.
Personally I don’t find any of the options appealing and here is why:
- Sign up bonus of $50 credit is too low
- Earning categories are too low (highest is 3%). Given that more and more cards are offering 2%+ (and even 2.5% & 3%) on all purchases 3% in a few categories just isn’t appealing at all. Should be at least 5% on Uber purchases
- None of the benefits are actually appealing, I really don’t care about being able to opt in for specific cars or get early access to restaurants
Personally I’d offer $100 in Uber credits after $1,000 in purchases and 5% on Uber purchases, throw in some crappy 2% categories 1% on all other purchases and call it a day.
Now we can speculate on who would issue the card. My first guess would be American Express after the announcement that the personal Platinum will be offering $200 in credits annually, given the rewards structures mentioned above I think another card issuer would be more likely. Capital One also offer an Uber discount so my guess would be them at this stage.
