Chase Freedom Unlimited (CFU) is now available for signup at branches and over the phone.
- A reader has confirmed being able to apply over the phone.
- Many people have had success doing a product change, including this reader, Dannydealguru, this Reddit member, and another friend of mine. Image of CFU account here.
Product changing is working via secure message (SM), and for some people over the phone as well. Not all phone reps know about product changing to CFU yet, so over the phone is hit-or-miss for now.
Here are a few things to keep in mind about product changing to CFU:
- Most reports indicate that the card number and cvv code will not change, so you won’t have to switch any automatic billings you have set up. There is one report to the contrary.
- Current rewards will carry over to the new card. (It’s probably worth getting this in writing before doing the change, in case something goes wrong.)
- You won’t get any signup bonus when product-changing.
- Should you product change or not? See our analysis here.

