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Sam
Sam

For some reason, I see only a $200 bonus offer. It makes me choose Virtual Wallet Checking Pro
with Spend, Reserve & Growth or Virtual Wallet Checking Pro
with Spend*

Which one did you select? Thank you

jp
jp

I did one transfer with Wells Fargo and it was marked as “Direct Deposit – DDA to DDA”, and then I did one with Chase and it was marked as “Direct Deposit – Ext Transfr”…
Does this mean the Chase one will not work?

Thanks

L
L

If you search comments on this page, you’ll find plenty of DPs for Chase such as this one:
https://www.doctorofcredit.com/pnc-up-to-250-400-checking-bonus/#comment-1579290

Woody
Woody

Wells Fargo worked for mine

Seeu
Seeu

Fidelity not working.
it shows as “ACH” not DD
Any DP?

H.P.
H.P.

Seeu Same here. Pushed $2100 from Fidelity CMA on 3/28 and it shows ACH DEP FID BKG SVC LLC XXXXX1375. Didn’t trigger DD alert. Will has to see what the statement shows. At least it’s not showing P2P which is a definite no-go.

H.P.
H.P.

Update: ACH from Fidelity CMA categorized as Investment+Retirement Income and triggered DD email.

helloman
helloman

Accident. Please delete.

helloman
helloman

“You can get this fee waived if you meet any of the following:
-Average monthly balance of $5,000 or more
-Qualifying direct deposits of $5,000 or more”

If I direct deposit $10,000 in the first month does that “average” out as $5,000 over March and April? Or do I still need to direct deposit another $5,000 in April? William Charles Gadget - Bank Bonus Geek

Josh
Josh

You get a 60 day grace period to meet fee waiver qualifications, plenty of time to average $5000 monthly balance.

Gadget - Bank Bonus Geek 🔗

Banks don’t charge the fee the first month, and usually not the 2nd month, but there are exceptions and rarely is it in the terms of how long fees are waived.

Notice nobody reports getting hit with a fee…. and would be quick to report back if that was the case.

I would continue the $5K direct deposits each month if you don’t plan to keep the $5K in the account after the first month. Never zero an account where you are waiting on a bonus. You can’t “average” out direct deposits in future months.

helloman
helloman

Thanks.

Josh
Josh

Applied online today, had a targeted mail in offer for $500/$200. Was denied because of EWS.

Any chance it can be bypassed if I apply in branch?

Katie
Katie

Pushed chase $2501 from chase on 2/22, then $2500 from chase again on 2/24. No bonus. Pushed 5k from fidelity 3/20. Not sure if that will work. How,long does it take for bonus to post. Appears chase isn’t working

L
L

No one here has reported opening an account on or after February 1 and receiving the bonus. Patience is key.

Betelgeuse ㊙️

Based on the dps bonuses are paid out in the 3rd month. So I think those who opened account in Feb should get the bonus in April.

yb
yb

01/23 – Account opened
02/08 – Schwab Brokerage push $2000+
appeared as “Direct Deposit – Moneylink SCHWAB BROKERAGE” on statement
02/16 – Chase non-RTT push $2000+
appeared as “Direct Deposit – Ext Trnsfr JPMORGAN CHASE” on statement
03/01 – $200 Bonus posted

J
J

A couple people mentioned a “DD tracker” in their online banking. Where exactly do you find that tracker? Not finding it so far. Thanks! Did ACH push from Chase checking and it said Direct deposit on my statement, but I don’t yet have the bonus nor can I find the tracker. Hopefully bonus is still on its way.

Betelgeuse ㊙️

If you go to the growth account then March Interest Rate & activity it shows your dd amount for Feb and March.

Jo
Jo

I got denied