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dylan
dylan (@guest_2091248)
July 2, 2025 20:10

denied, ews

Carl C
Carl C (@guest_2091335)
July 2, 2025 22:37

I did too back in May, give it about 2-3 months and try again. I signed up today and it worked for me after being denied back in May.

Thanks
Thanks (@guest_2091224)
July 2, 2025 19:17

For anyone that linked Schwab to PNC, how did you do it? I don’t like using Plaid, so I usually do it the manual way.

ShawntheShawn👈🏾
ShawntheShawn👈🏾 (@guest_2091384)
July 3, 2025 00:45

Schwab supports adding linked accounts via account numbers and trial deposits. Since PNC reports to EWS, there is a high chance Schwab will link it without having to do trial deposits, you just need to wait for about a week or longer for PNC to report your new account to EWS before you add it to Schwab.

Thanks
Thanks (@guest_2091402)
July 3, 2025 02:31

Thanks.

J
J (@guest_2091878)
July 3, 2025 16:53

I always do it manually. Always.

Toadstool
Toadstool (@guest_2090486)
July 1, 2025 18:59

After years of casual churning with my real employer DD (13 or so accounts over the past 5 years), this is the only account that has had a major prenoting delay.

While I suppose the old, conventional wisdom is that it takes 1-2 biweekly pay periods for traditional prenoting, I have never had it take longer than a week via traditional means. I’ve even cut it much closer with banks that use the “sign into your employer payroll tool” method, like what PNC does, and have been fine.

6/18/25: Opened account & funded with debit card
6/19/25: Used Atomic within the PNC app to set up direct deposit in ADP. This leaves no room for error with respect to the account and routing numbers. I confirmed they were correct anyway.
7/1/25: Informed I’ll be getting a paper check as verification was still not complete. Payroll deadline was today.

I’m just one person but if you plan to use your real DD, do consider planning around missing the first pay period.

Bank Account Bryan
Bank Account Bryan (@guest_2090426)
July 1, 2025 17:32

Extended to 11/17/2025

Kris
Kris (@guest_2090414)
July 1, 2025 17:19

I opened an account on Friday, however online enrollment hasn’t been working. The furthest I got was through the app, but it doesn’t let me get past making a username/password and keeps showing an error that says “Online Banking is unavailable right now. Please try again later.” Tried 2 days in a row. Anyone have the same issue?

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
July 1, 2025 18:10

I just opened P2’s account yesterday and had to use her old login info from a past account. If that’s not it, then try another browser. Last resort, call support. Kris

Jay - ⒿⒶⓨ 🙈 🙉 🙊 My P2 had instant approval. How you doin’?

Defaulting
Defaulting (@guest_2089568)
June 30, 2025 19:42

I previously opened an account with a promo code and closed the account before receiving a bonus, if I opened another account would I still be eligible?

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
June 30, 2025 21:49

Sure, you are eligible 12 months after last PNC checking account closure, and 24 months from last bonus… Defaulting

Eric 🔗
Eric 🔗 (@guest_2089830)
July 1, 2025 07:20

That depends. When did you close said account? You need to wait at least 12 months after closing it to be eligible for the offer.

Lin
Lin (@guest_2089530)
June 30, 2025 18:57

“PNC Bank regrets that we cannot open the Virtual Wallet® with Performance Select account you
requested. Our decision was based in whole or in part on information provided by the consumer reporting
agency noted below.” It cites Early Warning Services…is that the same as Chex system?

J
J (@guest_2088917)
June 29, 2025 18:28

How quickly are you guys closing the account after the bonus posts?

Peter
Peter (@guest_2088904)
June 29, 2025 17:36

Does anybody know if using the slider and downgrading the account before the bonus is posted disqualifies me from receiving the bonus?

mothman69
mothman69 (@guest_2088957)
June 29, 2025 20:59

No it should not disqualify you. Once you are past the month you opened the account you are allowed to downgrade according to the terms: If you change your Virtual Wallet product type after account opening, the product type that you are in on the last business day of the month in which you opened your account will determine your offer eligibility, terms and the corresponding reward amount, if applicable.

Peter
Peter (@guest_2089022)
June 30, 2025 00:34

Sweet! Account has been open for 1.5 months so I will update once I receive the bonus 🙂

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
June 29, 2025 21:01

Per terms, “If you change your Virtual Wallet product type after account opening, the product type that you are in on the last business day of the month in which you opened your account will determine your offer eligibility, terms and the corresponding reward amount, if applicable.”

So, yes, you can downgrade before the bonus appears, after the first calendar month. Is it a good idea? Not really. And, do you see anyone getting assessed the fee? What’s the point?

Matt
Matt (@guest_2088188)
June 27, 2025 20:22

Got $700 offer in the mail, then $800 a few weeks later. Took the $800 deal real quick.

Eric 🔗
Eric 🔗 (@guest_2088752)
June 29, 2025 11:07

PNC must have really wanted your business!