Below is a list of secured credit cards that will approved applicants with a bankruptcy on file. We’ve also listed the pros and cons of each card.
Capital One® Secured MasterCard
- Security deposit as low as $49 ($99/$200 depending on credit history. This gets the applicant a credit limit of $200 making it the only partially secured credit card on the market)
- Annual fee of $29 is on the lower side
Cons:
- Doesn’t upgrade to an unsecured card
- Doesn’t earn interest on the security deposit
- No rewards program
Apply for Capital One Secured | Read our full review of CapOne Secured
OpenSky® Secured Visa® Credit Card
- No credit check, everybody is approved
- No hard pull to apply for account
- Annual fee of $29 is on the lower side
Cons:
- No rewards program
- Doesn’t graduate to an unsecured card
- No interest is earned on the security deposit
Apply for OpenSky Secured | Read our full review of the OpenSky Secured Card