Secured Credit Cards That Approve Applicants With A Bankruptcy On File

Below is a list of secured credit cards that will approved applicants with a bankruptcy on file. We’ve also listed the pros and cons of each card.

Capital One® Secured MasterCard

capital one secured mastercardPros:

  • Security deposit as low as $49 ($99/$200 depending on credit history. This gets the applicant a credit limit of $200 making it the only partially secured credit card on the market)
  • Annual fee of $29 is on the lower side

Cons:

  • Doesn’t upgrade to an unsecured card
  • Doesn’t earn interest on the security deposit
  • No rewards program

Apply for Capital One Secured | Read our full review of CapOne Secured

OpenSky® Secured Visa® Credit Card

open sky secured cardPros:

  • No credit check, everybody is approved
  • No hard pull to apply for account
  • Annual fee of $29 is on the lower side

Cons:

  • No rewards program
  • Doesn’t graduate to an unsecured card
  • No interest is earned on the security deposit

Apply for OpenSky Secured | Read our full review of the OpenSky Secured Card

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