Deal has ended, view more SoFi deals by clicking here.
Update 8/15/22: Offer is being sent out via email, valid through 8/24/22. Seems to be targeted now as the old public link is showing expired dates. (ht billyhoho1)
The Offer
- SoFi is offering a $300 bonus when you fund a personal loan or refinance your student loan, $10 bonus for checking your rate.
The Fine Print
- Checking your rate will not affect your credit score.
- SoFi reserves the right to modify or discontinue this promotion at any time without notice.
Our Verdict
Not as good as the $350 bonus previously offered, but still good.  Might not be worth taking out a loan or refinancing your student loan just for the bonus, but it’s good to know the offer is out there for people in the market for these things.
They indicate you won’t even get a 1099 for this since it’s less than $600, but legally you’d still have to self-report the income, presumably. We’ve seen a few SoFi loan offers in the past. Do not share your links in the comments below, share them in this linked post instead.
Post history:
- Update 7/3/22: Deal is back as a public offer at this link through July 6th. Bonus is now $500. Just remember, SoFi refinance loans are private loans and do not have the same repayment options or forgiveness options as federal loans.
- Update 2/25/21: Deal is back, but you must use a referral link now and bonus is for a total of $310 instead of $350.
- Update 1/18/21: Offer is back and valid until 2/15/21. You also get a $10 bonus just for checking your rate by 1/31/21. Hat tip to reader Blake
