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Jacob
Jacob (@guest_1440469)
September 7, 2022 22:33

Refinanced from another student loan refinance company to take advantage of this. Unfortunately, I refinanced my Federal student loan debt right before the pandemic in February 2020, so I missed out on the pandemic pauses and recently announced Federal student loan debt cancellation. Received the $500 credit this week, so at least happy to get some benefit from my remaining student loan debt. Thanks DoC!

G
G (@guest_1425981)
August 16, 2022 09:32

Refinancing student loans seems like a terrible idea right now. The White House is still considering cancelling $10k, interest rates keep going up, and we’re likely to re-extend the “pause.” I wouldn’t take a $300 bonus to potentially miss out on $10,000+. 0% interest in a high-inflation environment is already giving you free money.

Exception: if you have zero federal loans, that might be a different story.

Kyle
Kyle (@guest_1426075)
August 16, 2022 11:48
  G

Likely depends on the interest rate of the loans themselves. When I had student loans, they all seemed to have different interest rates. From 0.1% all the way up to around 7%. This was well over a decade ago so not sure how today’s student loans look. What’s funny is today’s interest rates still look phenomenal compared to the day’s when my parents first bought a house back in the 80s.

dizzy
dizzy (@guest_1426236)
August 16, 2022 17:01

When your parents bought a house it was likely doable with just one salary and college could be paid off in one year’s work. Nowadays many programs cost more than a mortgage does now, let alone in the 80s.

Jun
Jun (@guest_1425821)
August 15, 2022 23:05

Whats the secret to getting approved for a loan rate @ sofi?

From SoFi

Declined

SoFi is unable to offer you a loan at this time, sorry Me! Rest assured, your credit score was not affected.

Morris
Morris (@guest_1406143)
July 8, 2022 09:07

Applied on 6/28.
Just got approved and signed the document today (7/8/2022). Not sure if I make the cutoff 🙁

Morris
Morris (@guest_1406181)
July 8, 2022 10:22

Sorry. I posted in the wrong thread, my comment above is for the personal loan.

anon
anon (@guest_1404492)
July 4, 2022 12:15

Showed as $600 welcome bonus on my side!

Aaron
Aaron (@guest_1404420)
July 4, 2022 07:31

Any minimum amount to refinance? Can I just refinance a small portion of my loan and get the bonus?

Tyrone Danger
Tyrone Danger (@guest_1404352)
July 3, 2022 20:16

I’m interested in grabbing the bonus but the terms don’t seem to specify a time frame for keeping the loan or payout. Currently preapproved for a personal loan and plan to pay it back immediately. Any potential issues with the bonus doing this?

killdozer
killdozer (@guest_1404335)
July 3, 2022 18:57

Ive done these in the past, i see no language disqualifying early payments or non churnable language. will try.

John
John (@guest_1404264)
July 3, 2022 16:28

Did the $599 bonus earlier this year. Terms aren’t the most clear. Assuming not churnable?

Vishal
Vishal (@guest_1404241)
July 3, 2022 15:47

Is it churnable?