[Targeted] American Express Business Gold 90,000 Points Signup Bonus

Update 2/12/21: There is also a link for a 80,000 offer.

The Offer

Direct link to offer

  • American Express is offering the following bonus on the Business Gold card: Earn 90,000 points when you spend $10,000 on eligible purchases with the American Express Business Gold Card within the first 3 months of Card Membership.

Card Details

  • $295 annual fee, not waived first year
  • Card earns 4x points on the two categories your business spends the most each billing cycle, from the following list (up to $150,000 in combined purchases each calendar year):
    • U.S. purchases at restaurants
    • Airfare purchased directly from airlines
    • U.S. purchases for advertising in select media
    • U.S. purchases at gas stations
    • U.S. purchases for shipping
    • U.S. computer hardware, software, and cloud computing purchases made directly from select providers
  • 25% points back after you book a flight with pay with points

Our Verdict

This offer doesn’t have any lifetime language. If it says ‘We are sorry This offer is no longer available. If you’d still like to apply for a Business Card from American Express click here.’ that means you’re not eligible for this offer unfortunately. If you’ve had this card before you should be able to get this bonus because of the lack of that language, as always make sure you double check before applying. For people that haven’t had the card before there is a 70,000 bonus + $300 credits that might be a better option.

Hat tip to reversesprawl

 

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Art
Art

Pretty sure I was not targeted earlier when it was first posted, but now got a pop-up to apply for the 80k/$10k when logging in. Still not targeted for 90k.

Mat
Mat

Basically getting 80k or 90k for $295 annual fee right? But no other perks like lounge access or AFC or any other perks/credits on this card…. not attractive at all it seems, unless i am missing some perks/benefits…

Xinomavro
Xinomavro

Saw the link, pulled up T&C, went back to the link, applied, “offer not available”, clicked back in the browser to get back to the original landing page, applied, approved. Was about to cancel my 1yo Biz Gold, total spend 13k on that card in 2020.

NBG
NBG

I have the old Biz Gold with the 175 AF. Logged in now, got the 90K NLL popup. Tried applying, after login , getting the – we are having technical difficulties. Asks to call AMEX OPEN #.
FWIW, that login also has the 85K upgrade to the 295AF Biz Gold offer with the Lifetime language – which i guess i quality as these 2 Biz gold are 2 different products.

Dublin
Dublin

To everyone that lost the link after they signed into their account there is a workaround. Call 877-621-2639 explain what happened and apply with phone rep. They offered me the same offer and no lifetime language. I made very clear that I’ve had the card before and they stated no problem

Chuck
Chuck

prob wont work if it wasn’t targeted, right?

George
George

Sometimes they have discretion to make offers (from experience).

Bob
Bob
Clara
Clara

Thanks for the 80k link! I missed the 90k this morning while waited, this time when I saw myself qualified, I immediately applied and got approved. Had the card before and cancelled after two years so this NLL really helped. Thanks doc!

Kevin
Kevin

P2 was targeted, but I didn’t click through, hesitating on the $10K spend. What are some good ways to meet this MSR, especially given this is Amex?

whodidntante
whodidntante

Federal tax payments for a 2% fee.

Mark
Mark

I usually add a $100-200 amazon GC to every grocery store visit. Amex doesn’t seem to get L3 data from Kroger.

sevillada
sevillada

I’ve thought about that, but already have the amex plat with 10X on groceries, so without doing the proper math in my head, seems like if I do all the spend there, then I’m probably better off sticking with what I have ..someone correct me if I’m wrong

Mark
Mark

Yeah, you’re in a good spot- look at this card again in a year when your 10x is up.

Superchurn
Superchurn

Got targeted, talked it over with P2 for 20 min, clicked through to login, “offer no longer available”.

If you want this, be prepared to apply all the way before even clicking the link

Swat
Swat

You weren’t targeted if you hadn’t logged in yet. That’s the page anyone sees.

sg77

I logged into the regular Amex website and got a popup for this offer, but when I try to apply it says no longer available. A little bit later (after logging out and in a couple times), they showed me the offer again, then again said it’s no longer available.

Clara
Clara

same here, was targeted earlier today, now its gone 🙁

AJ
AJ

P1 not targeted (previously held BG that was downgraded to biz green before and later closed a year ago)
P2 targeted despite of having active 1 year old BG. Applied and approved (finger crossed RAT don’t notice)