[Targeted] BofA 20,000 Point ($200) Travel Rewards Sign Up Bonus

The Offer

Hat tip to PFDigest

• Bank of America is targeting some of their existing cardholders for the following offer on their Travel Rewards credit card: 20,000 bonus points (worth $200 towards travel purchases) when you spend $500 or more within the first 90 days after account opening and 0% introductory APR for twelve billing cycles.

The Fine Print

• This is a targeted offer, to find this offer you need to log into your Bank of America account. You might also be able to find it by checking for pre-qualified offers with Bank of America.

Our Verdict

A $200 sign up bonus is by no means the best available in terms of cash sign up bonuses, but there are two reasons why you should consider this offer:

• The card is issued by Bank of America, it’s always a good idea to spread your inquiries around different credit card issuers. The standard bonus on this card is also only $100.
• Bank of America combines multiple credit card pulls into a single inquiry. This means you could apply for other BofA cards, such as the spirit 15,000 mile + $100 offer or the Alaska Airlines 25,000 + $100 offer and it would only count as one hard pull on your credit report.

Unfortunately I didn’t see this offer in my account, otherwise I would have almost certainly grabbed it. Let me know if you had any success in the comments below.