Posted by William Charles on September 14, 2017
Business Credit Cards

Published on September 14th, 2017 | by William Charles

32

[Targeted] Capital One Spark Cash Visa For Business Card $1,000 Sign Up Bonus

The Offer

Targeted offer, no direct link

  • Receive a sign up bonus of $1,000 after $10,000 in spend within the first three months on the Spark Cash Visa for Business Card from Capital One

Card Details

  • Card earns 2% cash back on all purchases
  • Annual fee of $59 is waived first year
  • No foreign transaction fees

Our Verdict

Public bonus has been $500 for a long time. The big downside to Capital One is that they pull all three credit bureaus when you apply for one of their cards. You should be able to apply for this and other Capital One cards in the same day and get the inquiries merged. You can read more about Capital One cards here. Even if you just apply for this card in isolation I think it’s worth it, basically works out to be $1,200 for $10,000 in spend or $400 per inquiry. Shame it’s a targeted offer.

Hat tip to reader Sam T



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ZipZapKaZoom
ZipZapKaZoom

Now how to become a target. 🙂

Dan
Dan

I bet opening business account would work.

az
az

Is it saying that the Capital One business account will show on personal credit report?

c1
c1

@az C1 biz shows up on CR.

P
P
george
george

Con – Having a large statement balance has affected my personal credit score –
Pro – They sent you a check to your personal name – business credit = personal use

Superchurn
Superchurn

I think I just might have to open a business bank account at capitalone for this

Mser
Mser

The three inquires concern is a red herring. Vast majority of people get majority of hard pulls from one agency (for me, it’s Experian). The other two (TU and Experian) only see a handful of hard pulls and are never an issue, so when Cap1 does 3 inquiries, it’s effectively meaningless.

artgriego
artgriego

Not to mention you can freeze one and still get autoapproved from the other 2 pulls. Lots of DP including me.

jeffersun
jeffersun

TU frozen=instant denial with no chance of recon. This was 2 months ago. I would not give this advice.

Slidellian
Slidellian

Don’t freeze TU. Freeze EX instead, and allow them to pull EQ and TU. Worked like a charm for me.

J. Sarayda Shapiro
J. Sarayda Shapiro

I have a Spark Business card that I’ve been meaning to cancel.I wonder if canceling it might eventually get me targeted for this offer?

chaseaholic
chaseaholic

C1 is now 1card/6months though.

Still an incredible offer.

jeffersun
jeffersun

Very much this. First app denied (because TU frozen), second app not even considered. This was in July. We need an overhaul on capone data.

Dave
Dave

I have this card. The primary advantage is that cash back can be redeemed immediately as soon as the charge is posted with no minimum. You do not need to wait until the end of the statement cycle like every other card. It’s a good card for purchases you want instant cash back for catagories other cards don’t pay a bonus on.

DD
DD

You cannot combine apps. Everything after the first app will be marked as a duplicate error app and will be an auto denial

Abey
Abey

Can i get matched? 😉
I received a sign up bonus 6 months ago. Lol

Justin
Justin

What a juicy offer

Frito Pendejo
Frito Pendejo

Can a business checking account be opened online?

george
george

Yes, I’ve done it. Gets .40% interest.

ed
ed

Have heard of very few who’ve actually been targeted, at least of those who would mention in forums. Rare offer. Recently got denied for this card (public offer) when applying due to “too many accounts opened recently”. They’ve been getting stricter, as I haven’t had that many new cards opened compared to other years when I had been approved by Cap 1.

Slidellian
Slidellian

Freeze your Experian credit report before applying, and they’ll only pull Equifax and Transunion.

jeffersun
jeffersun

Bad advice. This no longer flies. And cap one does not do recon.

Slidellian
Slidellian

Bad advice??? I was approved just days ago, after doing just that.

Slidellian
Slidellian

Bad advice??? I was approved just days ago, after doing just that.

Yati
Yati

Has capital one ever offered a bonus for opening a business account? If not, I’d like to try opening one now in hopes of getting targeted for this offer. Anyone have any relevant information regarding this? Thanks

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