The Offer
No direct link to offer, sent out via e-mail
- Chase has sent out a targeted offer for 4% back on up to $20,000 in purchases in the first year on the Chase Freedom Unlimited
Card Details
- No annual fee
- Regular rewards rate after first year is 1.5% back
- Card earns cash back, but if you have a premium Chase card like the Sapphire Reserve/Preferred, the cash works like Ultimate Rewards points
- 0% Introductory APR for 15 months on purchases and balance transfers (5% balance transfer fee)
- Full review here
Our Verdict
Standard bonus on this card has traditionally been $150, with increased bonuses of $200 often with a spend requirement of $500. Recently the bonus has been 3% back on up to $20,000 in purchases. If you spend $20,000 you’d earn a total of $800. Under the normal increased bonus of $200 you’d earn a total of $500 ($200 from the bonus and another $300 from earning 1.5% back). This card actually earns Chase UR points that can be transferred to travel partners if you have a premium Chase card (e.g Chase Sapphire Preferred, Chase Sapphire Reserve, Chase Ink Plus Or Chase Ink Preferred). The 5/24 rule does apply to this card so most people won’t be eligible. This offer might be worth considering if you are eligible and can easily spend the $20,000 required to get the full bonus. For most people this won’t be the case and you’d be better off just sticking to other Chase cards with bigger sign up bonuses.
Hat tip to cr_l22
