Posted by Chuck on February 25, 2020
Credit Cards

Published on February 25th, 2020 | by Chuck

15

[Targeted] Citi Credit Card Spend Offer: Get 4x Points On Select Categories

The Offer

No direct link, targeted mail offer

  • Get 5x ThankYou points per dollar on purchases at Clothing Stores, Computer & Electronics Stores, Departments Stores, and Toy Stores.
  • Others are getting an offer for 5x everywhere (excluding select categories), up to 2,500 bonus points.
  • Others are getting 5x points on grocery stores, gas stations, drugstores, mass transit & commuter transportation vendors.
  • Others are getting 5x on online purchases.

The Fine Print

  • Register by 4/15/20, spend by 5/31/20.
  • Max 2,500 points

Our Verdict

Some of these offers could be interesting.

Hat tip Isavethings



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Jc
Jc

Mother received 5x points on all purchases excluding dining and entertainment through 05/31/20 with a cap of 2500 bonus points on thank you preferred.

I received 5x points on grocery stores, gas stations, drugstores, mass transit & commuter transportation vendors through May 31, 3020 with a cap of 2500 points.

Neither of us have used our cards in the last 6-9 months.

AB
AB

I got 5X (bonus 4X) on up to $500 electronic store spend on my AA biz card.

Mark
Mark

I had this same offer over the holidays and though I theoretically met the requirements, most of the stores I bought from did not register in those categories (like Newegg, Target, JCPenney, BestBuy). There is something seriously wrong with how Citi categorizes stores. Citi tells me the categorization is not up to them. BS.

MisterBill
MisterBill

I got 5x online purchases on my wife’s Rewards+ card, excluding gas and groceries which get 2x points (and really not applicable to online purchases anyway). I’ve been using it for small (generally under $1) purchases to get the 10 TY points per transaction

aubergine
aubergine

I think these offers you have to register FIRST and then the enhanced earnings are activated. This is different from other cards like Freedom or Sears

MisterBill
MisterBill

RIght they are not retroactive like Chase. But it’s not like Chase in that it doesn’t apply to a quarter’s worth of charges and the categories are announced in advance. So what would the start date be? When they mailed it? The goal is to get you to make new purchases so that wouldn’t make sense.

I’m pretty sure that Discover only credits starting when you activate, and they’re quarterly like Chase.

nik
nik

Is it 2500 extra points or is it 2500 total points?

So is the required spend $500 or is it $625?

David R
David R

It’s 4 points per dollar as a bonus in addition to the 1 base point per dollar that would ordinarily be earned. The maximum bonus of 2500 points can be earned by spending $625.

MisterBill
MisterBill

it says “2500 additional points” and “4 bonus ThankYou Points”, so I guess it’s $625.

MisterBill
MisterBill

So it seems like there is no way on the Citi site to see the points earned on an individual transaction, is there? You can easily get that info at BofA and Chase. I suspect that the 4x bonus points also won’t show up in the TYP area since they post at the end of the period. So I’ll have to take their word for it that my doctor bill payment counts towards my 5x online purchases offer. I did a $1 payment and confirmed that it showed up as an online purchase.

aubergine
aubergine

The Citi Premier card does show in real times its points earnings. Their other TYP cards generally do not, and reconciling is hard without spread sheet work. For Sears bonuses its particularly messy since that has to be figured out from the paper statement (!) and is just lumped together under whatever the mulitplier X is. (Sears doesn’t even show you pending stuff on their site, you have to port it into some other system (like Yodlee or whatnot) to see pending MCC’s)

MisterBill
MisterBill

Actually I just checked and it did indeed show me the individual transactions and points on my Rewards+ card. Maybe this just changed since i did not see the detailed info the other day. It also showed me the 4x Promotional Bonus and my medical bill charge did qualify. However, the 4x was applied before the round-up, so my test payment of $1 for a medical bill only got 10 points (1 + 4 (for 4x) + 5 (for round-up)) rather than 14 (1+9 (round-up) + 4 (4x)). Obvious this would not be an issue for larger charges.

MisterBill
MisterBill

I just got an email to sign up for the same offer that I had received in the mail. Subject line was “(name), Use Your Citi Card to Earn Bonus ThankYou® Points on Eligible Purchases: It’s So Simple to Activate! “

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