Posted by William Charles on November 10, 2019
Credit Cards

Published on November 10th, 2019 | by William Charles

16

[Targeted] U.S. Bank Business Leverage Visa Card – 100,000 Point Bonus After $10,000 In Spend

The Offer

No direct link to offer, sent out via snail mail.

  • U.S. Bank is offering some people a targeted offer of 100,000 points after $10,000 in spend on the business leverage card

Card Details

  • nnual fee of $95 waived first year, employee cards are free
  • Card earns 2x points per $1 spent made in the top two categories where you spend the most each month, 1x points on all other purchases
  • Points don’t transfer to Flexperks or Altitude. Minimum redemption for statement credit is 5,000

Our Verdict

100,000 points is worth $1,000, so basically a 10% return on $10,000 in spend (plus the 1x points you’d normally earn). Previously the sign up bonus has been an extra 1x point per spend, up to $100,000 in spend. This is obviously a much better bonus. U.S. Bank business cards do not report to your personal report, so good for those staying under 5/24.

Hat tip to reader Julian B



16
Leave a Reply

avatar
 

  Subscribe  
newest oldest most voted
Notify of
Joe S
Joe S

Just got this a couple weeks ago, applied and was approved a day later. Happy they hit Transunion in NJ as my other credit scores have way too many hits to be approved.

wensong chen
wensong chen

From Usbank so I assume will be difficult for manufacturered spending?

Charles Mann
Charles Mann

This offer seems to be for 365 days; gives you a good amount of time for the fairly large spend requirement. I have the US Bank Business Cash Back World Elite Mastercard, think I will ask my banker about obtaining this card too (I don’t seem to have been targeted) and will report back with my results.

qmc
qmc

365? I think mine said 120. Taxes seemed like a good category.

carroller
carroller

I wonder which category Plastiq falls under

bob
bob

how long do you have to spend the $10K? I mean: if i put all my CC spending on it Nov-Feb, that is do-able (taxes, etc)

Joe S
Joe S

Mine said 4 months

Charles Mann
Charles Mann

I did not receive a snail mail offer, but looking at their website gave me the impression that it was a full year, maybe that is for some other bonus points category. I will ask my US Bank banker, he’s quite good and very efficient.

Closertothesun
Closertothesun

Any luck?

Charles Mann
Charles Mann

Sorry I was too busy to call my banker this week, but I will post my results as soon as I find out.

BeastMode
BeastMode

do you need to prove that you own a business?

Closertothesun
Closertothesun

I wonder if this is transferable. Probably either moot or no since none on r/churningmarketplace.

Alan S
Alan S

Anyone can post the phone number on the letter? I got the letter but threw it away with all the thanksgiving mailers…

DMoney MO
DMoney MO

What kind of credit limit are people getting?

cus
cus

I just applied. I received a pop-up screen that said that I will be notified in 7 to 10 business days. Should I call a second consideration phone number with USbank now? If so, what number?

Nick B
Nick B

Just got declined due to not enough gross net sales. $12,000 wasn’t enough. Surprising because I’ve had multiple different US Bank Biz cards in the past.

Back to Top ↑