Deal has ended, view more bank account bonuses by clicking here.
Offer at a glance
- Maximum bonus amount:Â $150
- Availability:Â TN only
- Direct deposit required:Â None
- Additional requirements:Â None
- Hard/soft pull: Hard pull
- ChexSystems:Â Unknown
- Credit card funding: None
- Monthly fees:Â None
- Early account termination fee:Â Unknown
- Household limit:Â None listed
- Expiration date:Â December 31, 2021
Contents
The Offer
- Old Hickory Bank is offering a bonus of $150 when you open a new account and share savings account.
The Fine Print
- Promotion runs 10.01.2021-12.31.2021.
- Subject to membership eligibility and applicable for new memberships only.
- Restrictions apply.
- New members must open share account and checking account.
- $150 incentive will be share deposited 30 days after qualifications have been met.
- Not to be combined with other offers.
- Member must not have had a closure of an OHCU checking account within 120 days of promotion start date to qualify for bonus.
- See credit union for full details.
- Federally insured by NCUA.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
There is no monthly fee on this account.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any early account termination fee or not.
Our Verdict
Previously they have offered a $250 bonus, but that required a direct deposit. Unfortunately it’s a hard pull as well. If you’ve already done all of the better bonuses then this could be worth doing, so we will add it to the best bank bonus page.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
It’s a hard pull
Which bureau?
Equifax for sure. I think there was another, but I can’t find it. When I got alerts about the hard pull(s), I called them because I didn’t realize that would happen. They agreed to reverse the inquiry. It took multiple letters to Equifax because Equifax is incompetent, but I think they pulled another bureau as well.
I see. Equifax is the only bureau that I have open right now and I don’t have something that alerts me if they did pull but that’s the least used bureau for me so it wouldn’t be a big deal if they pulled that one.
Looks like their application portal is not responding
Trying through a potential donation to the Disability Rights of Middle Tennessee. No credit card funding.
To qualify for membership, you may live, work, or worship in the counties of Davidson, Sumner, Robertson, or Wilson or in the communities of Smyrna or La Vergne. You are also eligible for membership if you are employed by any of our Select Employee Groups or are related to a current member by blood or marriage.
My application still hasn’t been processed. Guess I’ll call them next week to see what’s up.
Called and they said you have to work for the organization, so donation doesn’t work.
Free Pepperidge Farm?