The Offer
- Topcashback offers a 6% bonus on all cash back if you select to be paid in the form of an Amex gift card
The Fine Print
- Valid 11/14 – 12/31.
- You must have a U.S. address to be able to request your cashback by via Amex gift card.
- There is a $20 minimum load to the Amex gift card, and a $1,000 maximum.
- The Amex gift card does not expire but has a $3 per month service fee after 12 months if there’s still credit/balance on it – so ideally you should spend your credit within 12 months to avoid the charges. (Some states in the U.S. prohibit cards with service fees, so these ones will receive a different card with no service fee.)
- You can’t reload the card, so once you’ve spent the credit on it you simply throw it away and request another one.
- The card will arrive with the credit already on it, so you don’t need to confirm you’ve received it before it is loaded.
- The card should arrive approximately 7-10 days after you make your payout request.
Our Verdict
It’s the holiday season so people are likely to have higher portal balances. Extra 6% is pretty good, although it’s obviously a hassle to unload. Could make sense for high-dollar cash outs.
Hat tip to Kevin
