Posted by William Charles on July 1, 2019
Credit Cards

Published on July 1st, 2019 | by William Charles

121

U.S. Bank Business Cash Rewards $500 Sign Up Bonus

The Offer

Direct link to offer

  • U.S. Bank is offering a bonus of $500 after $4,500 in spend within the first 150 days on the U.S. Bank Business Cash Rewards World Elite Mastercard

Card Details

  • No annual fee
  • Card earns 3% cash back on cellular, gas and office supply store
  • Card earns 1% cash back on all other purchases
  • An annual bonus equal to 25% of your prior year’s Cash Rewards will be awarded following your Cash Rewards enrollment anniversary date, up to $250
  • Free employee cards
  • No cash back maximum, no expiration on the cash back

Our Verdict

Previously this card was called the Business Cash Edge card and you could get a bonus of $200 on each employee card for a total of $2,200. That bonus was obviously much better, but I don’t think we will ever see anything like that again. The standard bonus on this card is $200, so this $500 offer is significantly higher than that. , U.S. Bank does not report business cards to the personal bureau, so this is useful for people trying to stay under 5/24. Check out these 22 Things Everybody Should Know About US Bank Credit Cards before applying.

I’ll be adding this to our list of the best business credit card bonuses because I do think this is a strong cash offer and I doubt we see any repeat of the massive $2,200 bonus that had been possible.

Hat tip to bambinone



121
Leave a Reply

avatar
 

  Subscribe  
newest oldest most voted
Notify of
Frogger
Frogger

Are they “business” friendly?

lei
lei

believe so, just opened a business checking in the branch with a “business”

SideshowBob233
SideshowBob233

Do their business cards count as an existing relationship for the altitude reserve?

chong786
chong786

nope, biz cards don’t count

Bob Roberts
Bob Roberts

Well FML. Thanks for info.

LC
LC

Anyone with high X / 24 status apply for this card and get approved? Currently hold 2 US Bank personal cards.

chong786
chong786

not for this card but I got approved for KE biz card at 19/24

Thomas
Thomas

same – trilogy-09

Ann
Ann

“trilogy-09”?

Jags
Jags

Pending 7-10 days

David
David

Is this card sensitive to MS? Seems U.S. bank generally do?

Karl
Karl

Just don’t buy a GC! They are kryptonite to US Bank CCs.

RV
RV

From any place? Like “Gas Station”, grocery store, Simons, or drug store?

Karl
Karl

If no L3, no obvious amounts and absolutely no U.S. Bank backed GCs, you should be OK.

Sonia
Sonia

a fair warning to those applying. US bank only allows you to cycle your limit twice a month. If you get a $500 credit limit, you better keep track of your spend.

David
David

What do you mean by “cycle limit” ?

Sonia
Sonia

cycling your credit line

elliott
elliott

but why male models?

Ann
Ann

Wha?

Ferris
Ferris

I think you mean mail models.

Ann
Ann

Pay down your maxed-out card before the statement generates, so you can spend more. You apparently should only do that once per month on this card, so you can spend a total of 2x your official spend limit per month on it.

N
N

So what happens if you try to cycle it past that, they shut you down or what?

Seth
Seth

Worth a try, but denied. I’m lol/24 so it was expected

Sean X
Sean X

From T&C:
“Account Owners are eligible to receive a one-time enrollment bonus for each new Business Cash Reward account type per Company. Existing and previous Business Cash Reward accounts do not qualify for bonus cash for a similar account type.”

Damn.

James
James

Pending 7 to 10 days. Worth a try for $500. Under 5/24 and credit score around 760 to 800 depending on who’s reporting.

Avi
Avi

Great card for folks who like to utilize 0% APR for long term. Also this card comes with a 25% bonus rewards at anniversary. Anyone knows if the 25% applies to the sign-up bonus as well? Then we’d really be looking at a $600 bonus.

Sarah
Sarah

Yup, Same question I had – I would say yes.

BBR
BBR

How would/does using the 0% apr work with trying to meet the min spend?

Pointz
Pointz

Damn. Applied last week with 200 bonus for 1000 spend and the card on its way. Will they match???

Thom
Thom

be the data you wish to see

Pointz
Pointz

Dont hurt to ask. I hate talking to us bank on the phone

Aaron
Aaron

They did not match my request. Requested couple days ago. Declined.

Adam
Adam

My request to match was denied.

Jeff G
Jeff G

lol/24 and got 7-10 days.

Mj
Mj

Same

Jeff G
Jeff G

I called in after 10 days and was denied. That was a week ago. Just got a letter in the mail saying they need to verify my identity. Will call tomorrow.

benjamin
benjamin

Mine is pending and that is code for declined

Agnes
Agnes

I got approved on US Bank biz trying to take advantage on 0% purchase for a year. They gave me $500 limit on $5,000 spend in 3 mo to get the bonus. Forget it. None of my 8 Chase credit cards plus ever other banks ever offer me that low of a limit.

Jeff G
Jeff G

Ugh, that is just wrong.

frogger
frogger

Call and ask them to increase your limit. Also what is your x/24? Do you have a real business?

Grasshopper
Grasshopper

Does anyone know if Fed tax payments count as purchases for US Bank business ccs?

Back to Top ↑