Posted by William Charles on November 4, 2018
Credit Card Review

Published on November 4th, 2018 | by William Charles

11

U.S. Bank Launches Quicken Co-branded Credit Card – 2x Points In Select Categories, No Sign Up Bonus = Worthless

U.S. Bank has partnered with Quicken to offer a new co-branded credit card called ‘Quicken® World Mastercard®‘. To apply for the card it looks like you need to be a Quicken customer. Let’s take a look at the card in more detail.

Card Basics

  • No sign up bonus
  • No annual fee
  • Card earns 2x points per $1 spent on the following purchases:
    • recurring bills, including utilities, telephone, cable, club memberships, and even your Quicken software subscription
    • grocery stores, and supermarkets
    • dining, including restaurants, bars, and fast food
  • Card earns 1x point per $1 spent on all other purchases

Our Verdict

The only way this card would be useful is if points were worth more than 1¢ a piece and I just don’t see that being the case here. Keep in mind some cards offer 2%+ cash back on ALL purchases not just specific categories. There are also cards that offer bonuses in the specific 2x earning categories this card offers:

Other cards offer massive sign up bonuses. I can’t see any reason why you would want to sign up for this card.



11
Leave a Reply

avatar
 

  Subscribe  
newest oldest most voted
Notify of
MarcoPolo
MarcoPolo

What were they even thinking? 🙁
DOA

Andrew
Andrew

It’s us bank. Maybe low balance cancelation? Maybe

Brad C
Brad C

To be expected, a lot of US Bank cards are worthless.

Dylan
Dylan

Except the cash+ but yes

Andrew
Andrew

Luckily they are pretty easy going with their pc. Grab the cash 365 hit min spend pc to another cash +
Co branded idk about.

Lrdx
Lrdx

Why bother? Cash+ has the exact same signup bonus as the Cash 365.

andy
andy

Still a long way from April’s fool day.

naej89
naej89

Hey Doc I just got an offer for quicken world master card from us bank with $100 statement credit after $500 spent within 90 days. It also gives you a full year subcription to the quicken software Deluxe, Premier or Home and Business. If you are already a subscriber you receive a 1 year extension. Everything else is the same as explained.

It also states Redeem 25,000 points for up to $375 in airfare, plus hotel, car rentals, merchandise, gift cards, cash back or even Quicken products.

Hope this helps.

V Aces
V Aces

I can confirm that this is accurate. I hit their spending threshold on 12/9, and they applied a $100 credit to my account on 12/12. If they come through with the promised Quicken subscription extension, that will amount to $580 in merch for $400 out-of-pocket. Seems like a pretty good deal to me.

Jay
Jay

So this makes the points worth 1.5 cents so effectively making it a 3% cash back card for the 2X categories. Maybe worthwile if you use quicken and get this offer. I think Chase INK for the 5% for telecom is better, but if you can’t get that then this could be an option.

Back to Top ↑