Update 4/30/23: Down to $100 now
Update 11/3/22: Back up to $200 now at this link; the regular link still shows $100 (ht Chase-ing UR Points)
Update 2/8/22: Down to $100 now.
The Offer
Direct Link to offer | $200 link
- Barclaycard is offering a new $200 signup bonus on the Upromise Mastercard after spending $500 on purchases in the first 90 days.
Card Details
- No annual fee
- No foreign transaction fees
- Earn 1.25% bonus cash back rewards on your purchases if your Upromise Program account is not linked to a College Savings Plan
- Earn 1.529% bonus cash back rewards on your purchases when your Upromise Program account is linked to an eligible College Savings Plan
- Get more with Upromise Round Up: Upromise Round Up lets you round up your purchases to the nearest dollar, based on the limit you set (from $1 to $500). The total Round Up Amount is considered a purchase and converted to cash back rewards.
- Get up to $250 cash bonus by spending on the card at Mygiftcardsplus.com, full details in this post
Our Verdict
The bonus on this card hasn’t been above $100 before. At the $200 level it already becomes a respectable bonus for someone who has exhausted other bonuses/issuers or who prefers simple cash offers with low spend.
Here are 26 things to know about Barclaycard credit cards. We’ll add this to our list of Best Credit Card Signup Bonuses.Â
Hat tip to reader Helpmebuildcredit
Upromise bonus back to $100. $200 link results in 404 page-not-found error.
Chuck
Updated
anyone have a $200 link?
link gives 404
This is actually a really good deal if you’re a Swagbucks user (Prodege owns Upromise & Swagbucks) as Swagbucks always has different Swago Boards each month (they have 2 a month normally) to get anywhere from 1000SB-2500SB for completing different tasks and the main task is always to buy a MyGiftCardPlus card. So you could make an extra $10-$25/mo on Swagbucks by using the card to purchase gift cards. $200 card bonus for $500 spend + $250/year MyGiftCardPlus bonus on Upromise for purchasing from MyGiftCardPlus + $120-$300/year on Swagbucks from finishing the Swago boards each month.
I applied and was denied on 12/30/22. Today I received a letter from Barclays thanking me for my new online savings account that was opened with $1. I assume this is some sort of mistake but will give them a call next week.
800+ score, $100k income, $200k mortgage, at 14/24.
“Your application is being reviewed.
We appreciate your interest in the Upromise Mastercard®
Unfortunately, we are not able to provide you with an immediate decision on the application you just submitted. Your application requires further review, which may take up to 10 days.
We will notify you in writing in no more than 30 days (and often sooner) about the status of your application.
You can also visit our website to check the status at www (dot) myapplicationstatus (dot) com”
Instantly approved with the $200 back on $500 spend link (40% return). Low max credit limit. Who cares. LOL. This will be easy. Thanks for the $200 back link!!
I’m curious…. This is the first credit card application that I’ve personally looked at that under annual income doesn’t say to list income that you have reasonable access to.. e.g family member or partner. I normally use my partner’s income (unmarried)included with mine to put a higher amount. Does that mean for this application it wouldn’t be a good idea to include my partner’s income? Or any trouble that could come from it?
With the $200 bonus for $500 spend in 3 months, plus the $10/$20 back each month from MyGiftCardsPlus.com, I decided to bite. Based on my purchase history with MyGiftCardsPlus.com benefit I figure this will save me about $130/year. Was instantly approved with $15k credit limit. FICO 8 of 787 and FICO 9 of 791. Was at 4/24 before the app with 9 open cards and my newest card about 3 months old. Verified my email for the $5.29 bonus and linked a 529 account for the $25 bonus.
Can i cash out and get statement credit or does it have to go into a 529 plan?
I got my statement and its saying it takes 4-6 weeks to get the credit to post to my cc account
ben #2 same question here.. trying to decide whether to apply or not.. if you find out the answer please share ty
There is an option to transfer to checking account once a month but it has to be over a certain amount. There is an option to get $25 for signing up for a 529 plan.
The website is run by prodege so you can make extra money doing dumb stuff
I assume if you sign up for a 529 and have a linked checking account, they will divide the payout into both accounts
If this is through the UPromise website, you can add a 529 plan to get the $25, but then disable it as a payout option (so all the money is paid to your checking).
How do you disable it?
When I go into my UPromise profile page, I see my two Linked Accounts (one bank and one 529), and a link to Manage each of them. When I click that link, the resulting form has a button at the bottom marked “Inactivate Account.”
Not sure if you will have the option to “Inactivate” an account if you don’t have at least two linked.