Posted by William Charles on March 4, 2015
Credit Scores

Published on March 4th, 2015 | by William Charles


USAA Now Offering Free VantageScores & How Anybody Can Access One

Awhile ago it was announced that USAA would be giving it’s cardholders access to their Experian VantageScore. This benefit is now live and all USAA cardholders can access their VantageScore for free by logging into their account, it should be clearly displayed in the top left of the screen when you log in. The score will be updated once monthly

This was a weird announcement and decision by USAA, most card issuers now offer their cardholders free access to their FICO score which is used in 90%+ of lending decisions (compared to ~6% for VantageScore). The decision not to offer a FICO score was likely motivated by cost factors, but it’s even more perplexing when you consider that it’s possible for anybody to already get their VantageScore for free.


How Anybody Can Get Their VantageScore For Free

Final Thoughts

I really wish USAA would offer a free FICO score rather than a VantageScore, but given that so many other credit card issuers are already offering these free scores it’s really not a big issue for those who have multiple credit cards.

Hat tip to reader Trevor for e-mailing me and galileo87 on reddit for reminding me

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i have a usaa card but I don’t see the score. A lot of people on the banks forum also complained of the exact thing also.


It’s not available to everybody yet.


I don’t see it either

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