Vanguard Eliminates Trading Fees on Stocks, ETFs, and Mutual Funds

Vanguard announced today that they are eliminating trading fees on stocks, ETFs, and mutual funds. They sent out the info in an email to customers today. The move puts Vanguard in line with many other brokerages who’ve recently announced getting rid of trade fees.

Buying Vanguard’s own funds never had a fee, and now they are removing fees from the purchase of other stocks and funds as well. Options trading will still cost $1 per contract.

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30 Comments
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nick
nick (@guest_864842)
January 3, 2020 19:14

yes yes yes i been waiting for this. i almost opened a roth account with schwab, but def sticking with vanguard now

Jags
Jags (@guest_864646)
January 3, 2020 13:53

Too bad Vanguard is a god awful brokerage house with one of the absolute worst websites. Best to own their products elsewhere IMO.

wilsonhammer
wilsonhammer (@guest_864677)
January 3, 2020 14:41

What makes their site so poor?

Jags
Jags (@guest_864690)
January 3, 2020 15:10

Go use their site and then compare it to Fidelity, TD Ameritrade, or Schwab and then you’ll know.

wilsonhammer
wilsonhammer (@guest_864698)
January 3, 2020 15:18

Well that’s a cop-out of an answer if I’ve ever seen one.

Steve
Steve (@guest_864714)
January 3, 2020 15:43

True, but he’s not wrong. The look & feels is from the early 2000s and getting anything done takes 2-3 more clicks than necessary.

Simon
Simon (@guest_864727)
January 3, 2020 16:09

Not exactly. Vanguard was mainly built on their own funds, buy & hold investment philosophy, & institutional accounts, so it’s UX/UI is not really set up to be traders platform, have extensive research notes, comparison tools etc.

SamL
SamL (@guest_864720)
January 3, 2020 15:53

@Jags That’s just your opinion. There’s no real basis for it, in my experience.

sam
sam (@guest_864894)
January 3, 2020 21:38

IMO love vanguard. most certainly my preference but yes…interface leaves much to be desired, period. However, I relish not paying for a better one 😉

Hugh
Hugh (@guest_865313)
January 5, 2020 10:19

Most brokerages went free due to Robinhood, how are the app experiences compared?

Daniel
Daniel (@guest_864679)
January 3, 2020 14:43

Their website and app are being updated too, per this announcement.

sam
sam (@guest_864895)
January 3, 2020 21:40

should have read further! ;( hope its all inclusive! lol

Brian
Brian (@guest_864681)
January 3, 2020 14:44

Meh, the app is decent enough for a buy-and-hold portfolio.

bax
bax (@guest_864706)
January 3, 2020 15:31

They fired a huge part of their brokerage dept some years back…

Dan
Dan (@guest_864865)
January 3, 2020 20:22

I am fine with it… They don’t want frequent traders.

Celia
Celia (@guest_864629)
January 3, 2020 13:30

Vanguard has been the best ETF brokerage firm in my opinion, ultra low costs. Adding this makes it that much better.

Ftm2000
Ftm2000 (@guest_864627)
January 3, 2020 13:28

How do they make money? Just curious

Eric Lee
Eric Lee (@guest_864630)
January 3, 2020 13:31

1. When they take incoming money in or send money out, it usually takes 1 day to settle – same thing that paypal does. 2. Their money markets and mutual funds have expense ratios, so 1.00% expense ratio means they are making $100 for every $10,000 you have with them.

Celia
Celia (@guest_864634)
January 3, 2020 13:36

They manage over $5 trillion, so even charging very low expense ratios add up. The management expenses are around .25 for most funds. They operate at at-cost (no profit)

SamL
SamL (@guest_864635)
January 3, 2020 13:36

Expense ratios. 0.1% of $5T is $5B (not sure of exact numbers). That pays expenses, as they don’t make profit.

Daniel
Daniel (@guest_864680)
January 3, 2020 14:44
Daniel
Daniel (@guest_864622)
January 3, 2020 13:24

For such a low-cost pioneer, it took them long enough.

SamL
SamL (@guest_864628)
January 3, 2020 13:29

They had free ETFs long before almost everyone else.

Also their model is “at cost”, not free. Free stuff can push expenses to other customers.

Daniel
Daniel (@guest_864682)
January 3, 2020 14:44

Of course; but as long as I’m not one of those “other customers,” it can be better elsewhere.

SamL
SamL (@guest_864723)
January 3, 2020 15:59

My point is that for the for-profit companies, free stuff can be loss leaders and they can make up for it with other profitable products/services. But Vanguard is non profit. They run at cost. Any extra savings or costs go (plus or minus) to the customers. Any new free stuff can cost the customers (e.g. owners of the funds), though I’m guessing the cost is minimal.

Stephen
Stephen (@guest_864713)
January 3, 2020 15:41

They don’t have any “free” ETFs — they had a commission-free list of ETFs (mostly their own).

Their ETFs are very low cost, but not the same thing as free.

SamL
SamL (@guest_864967)
January 4, 2020 02:21

Oh come on, it’s obvious from the context we were talking about zero commission for ETFs.

Also you are totally wrong that Vanguard merely “had a commission-free list of ETFs (mostly their own).” They went to zero commission for ALL ETFs long before all the others.

bax
bax (@guest_864617)
January 3, 2020 13:23

Still paying zero corporate tax.

Lrdx
Lrdx (@guest_864644)
January 3, 2020 13:52

Due to how they are structured, they better not..

bax
bax (@guest_864708)
January 3, 2020 15:33

The horde of lawyers they park in D.C. has nothing to do with it.