Update 8/12/26:
- 1% base rate: Earned automatically once you’re enrolled (1% for first $250 spent = $2.50 cash back)
- 2% tier: Unlocked once your monthly spend reaches $250 (2% for next $1,250 spent = $25.00 cash back)
- 5% tier: Unlocked once your monthly spend reaches $1,500 (5% lasts for another $1450 of spend = $72.50)
Works out to be roughly 3.4% cashback if you spend $1,500+.
Original post: Venmo has sent out an e-mail to users informing them of changes to the Venmo Stash loyalty program on 8/24/26:
We are updating the Venmo Stash provision in the following ways:
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- We are updating how the Venmo Stash program operates. You will no longer need to select a merchant bundle in the Bundle cash back program, and you will be able to earn cash back from more Stash brands.
- We are changing the ways you can earn cash back with Venmo Stash. Earn 2 percent cash back when you spend $250 in a month on qualifying purchases with Venmo check out or your Venmo Debit Card. Earn 5 percent cash back when you spend $1,500 in a month on qualifying purchases with Venmo check out or your Venmo Debit Card.
- You will continue to be able to earn a maximum of $100 per month in cash back rewards.
Previously you could choose one bundle and the rate you earned at was as follows
- Choose from different bundles to earn up to 5% cash back in (e.g one bundle is McDonald’s, TikTok, Uber & UberEats)
- 1% cash back as base rate
- 2% if they turn on auto reloads
- 5% if they receive a direct deposit
Hat tip to mothman69
