Posted by Chuck on June 28, 2019
Credit Cards

Published on June 28th, 2019 | by Chuck

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Wells Fargo Adds Cash Back Deals To Their Credit Cards

Wells Fargo has added a cash back ‘Deals’ portal where you can save money at various merchants by saving the offer and spending on your Wells Fargo card. This is similar to what Chase has with their ‘Chase Offers’ and Bank of America has with their ‘Bank Amerideals’. In fact, the new Wells system uses the same back end from Cardlytics as Chase and many other banks use. We’ll add Wells in our post What Credit Card Offer Portals Share The Same Back End? as well.

As always, these offers are targeted, and seem to depend a lot on how much and where you use your card. It’s only on personal cards, not business cards. I don’t see this in my Wells Fargo banking login, so it might be for credit cards only.

These cash back offers are for statement credits, different from the many Wells Fargo Go Far deals which are technically ‘points’ back. Going forward, there’ll be two separate offer systems on your Wells card, apparently. Or maybe they’ll phase out the Go Far offers eventually.

Update: from reader’s comments, it seems this might only be available on Wells Fargo American Express cards.

Thanks to Proud Money for letting us know about this, here’s an image from there:



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Chris
Chris

Is this a replacement for the Amex offers which I stopped being able to access through card services?

Parts Unknown
Parts Unknown
Jeff H
Jeff H

I can access AMEX OFFERS, but find no value in any of them. Now, I see posts about Go Far Rewards, but the reported ones worth considering do not appear for me, just some 1% and 2% offers not worth going for.

FreeIsGood
FreeIsGood

Some Go Far offers were 30-40 points per dollar – lots in the 2nd half of 2018. A few in winter 2019. No big ones in the last few months. I usually won’t drive around to get small offers, but there were days I got $200-300 of Go far points at 2-3 stores buying gift cards. Of course, that may be why the big offers are gone.

MoreSun
MoreSun

Are these on the WF business cards as well?

ProudMoney

No, consumer cards only according to the Wells Fargo FAQ about the program.

FreeIsGood
FreeIsGood

These appear to be AMEX only offers that mirror what one can get from AMEX connect or with AMEX directly. For instance, I have that happy gift card offer ($15 off $100). And $100 off $500 Hiltons in Europe. And there are more and they don’t exactly mirror what I see on AMEX connect.

WF also shows the Marriott $40 off $200 offer that I registered with AMEX Connect that I have already used. It’s even marked as used.

Hope those Go Far 30-40 pt offered return soon! The GoFar program should continue as WF has a lot of Visa cards that would not get these AMEX Only offers (but the regular small point offers barely move the needle IMO)

ProudMoney

From the Wells Fargo Deals Terms & Conditions:

“The My WF Deals program is consistent with the Wells Fargo U.S. Consumer Privacy Notice. For most Eligible Card transactions, We only share transaction information with Our service provider Cardlytics, Inc. The shared information is not personally identifiable and used to customize Your Deals to reflect places You’ve shopped and places that might interest You, and to improve the My WF Deals program.

Only an Eligible Card can be used with the My WF Deals program. Each joint owner of an Eligible Card account will receive their own Deals. Only Wells Fargo Propel American Express® Eligible Cards can be used for Deals marked as “AMEX Only.”

Perhaps there is some combination of Cardlytics and American Express depending on which type of card we are talking about. I only have the Propel American Express Card, not one of their Visa cards, so I’m not sure what a Wells Fargo Visa cardholder might be seeing.

FreeIsGood
FreeIsGood

Right now, I am not seeing any link to deals on my WF Visa. My Propel has a ‘explore benefits’ link on the account summary page that then shows the new AMEX deals at the top followed other benefits info at the bottom.

ProudMoney

They seem to be saying that the Visa cards will have deals, too, but maybe the Amex offers are the only ones available to begin with? There would be no reason to mark some deals as “Amex Only” if you weren’t going to offer any deals to other types of cards, right?

Gerald
Gerald

This seems to apply to Amex cards only. My wife has the Propel and I have the Visa Signature, and it only shows up on hers. Many are the same deals that I see on Amex Offers. For me, the only worthwhile one is $15 back on $100 at happycards.com.

Steve

How do you navigate to that page on the Wells Fargo website? I don’t see it on my Propel World Amex nor Platinum Visa, but maybe I’m not looking in the right place.

If the Amex offers are the same as on Amex-issued cards, can the same offer be used in both places?

ProudMoney

Look for the “Explore Benefits” link when you first log in or on your regular card account page.

Steve

Thanks. I found it by clicking on the card (Propel World), then View More Services on the right, then Explore card benefits, click on Learn More under Propel World, then See Deals under My Wells Fargo Deals. (Or, the “Credit Card Service Center” page also has an Explore Benefits link).

A couple more direct links:
https://www.americanexpress.com/us/network/wellsfargo
https://connect.secure.wellsfargo.com/auth/login/present?serviceType=dealsportal

Gerald
Gerald

I added the same offer to my wife’s Amex-issued card and her Propel.

Steve

Good to know… though, with Amex being jerks lately, there’s a chance that they’d clawback the rewards.

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