Wells Fargo To Allow Non Residents To Apply For Credit Cards (Not Updated?)

Update 11/15/20: Terms still have the citizen or a permanent resident alien language. Not sure if the nonresident aliens addition will be targeted or if Wells Fargo decided to delay this or what is going on.

Original post: For as long as I remember Wells Fargo has had a term in the fine print that states:

you must be a citizen or a permanent resident alien of the U.S. to qualify for this credit card.

Wells Fargo recently sent out an e-mail offer that states:

After November 14, 2020, nonresident aliens may qualify for this credit card.

Hat tip to reader Rakesh

 

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AE
AE

I have just been approved for the propel card, as a non-resident alien (international student).

AJ
AJ

Did you use SSN or ITIN?

AE
AE

SSN

MAS
MAS

Probably they have updated the terms now.

Kids
Kids

They forget about the resident aliens(RA) (after you paid taxes 3~5 years to US), which is between non resident aliens(NRA) and permanent resident alien(PR).

Professional MSer
Professional MSer

I’m intl student. First time applying WF CC, I applied Propel AmEx this morning. Instant approved! FICO: 790; AAoA: 2.1yr. Have checking account with them.

DT
DT

did you use SSN or ITIN? I wonder if ITIN will work for WF from now on.

Professional MSer
Professional MSer

I’m using SSN. Perhaps someone can try using ITIN to see if it works and provides the DP.

Ben
Ben

Let’s face it, WF needs all the customer they can get. Surprise it took them this long.

Himanshu
Himanshu

It’s the Biden Effect

woooooooohooooooo

soon all of us with just EAD’s only will be able to churn all these bank bonus offers when they remove the stipulation of USC and GC from their requirements.

Chad
Chad

1. Renounce citizenship
2. Go to Mexico
3. Illegally immigrate back to US
4. Evade taxes while still enjoying benefits of being in US

Flawless

Sally
Sally

Sorry to burst your bubble but “aliens” do pay taxes. You know all those H1Bs at Microsoft and Google? Yeah, they have their taxes removed from their paycheck like everyone else.
Your snarky comment about evading taxes is disgusting.

TB
TB

Step 3 should be get involved with the cartel and there’s no step 4.

P
P

Do non-residents have less of a recourse when Wells Fargo opens accounts in their names without them knowing? If so, then this is more a benefit for WF.

slowbrake
slowbrake

Being cynical, I wouldn’t be surprised if the exact phase came up during a some C-level meeting.

Stryker
Stryker

Next in line would be the illegals. Opening accounts without customer’s awareness is WF’s favorite pastime. Long live Wells Fargo.

Flagstaff
Flagstaff

Looking the WF Propel page, it looks like they’ve removed the citizen/pr eligibility requirement. It used to be Point 8 on that page. Applying for the card, and selecting non-resident alien now shows, “Your answer does not impact your ability to apply for credit.”

T
T

WF is threatening to close people’s accounts for inactivity unless they visit physical banks or ATMs during a pandemic. This is how out of touch they are.

DT
DT

hmm can you simply use it once in a while tho?

James Cygnus
James Cygnus

Yet more proof that contrary to the endless yapping about how “discriminatory” and “racist” U.S. immigration laws are we actually have the most liberal in the world. Try opening a bank account, working or buying property in another country as a non citizen.

DT
DT

hahahhaa, yeah. when you’re too big you’re gonna be a target for everything.

Avi
Avi

You had to politicize this didn’t you?

Anthony
Anthony

Theres a difference between corporations being inclusive and just being greedy

Dubya
Dubya

What are you talking about? Have you ever even left the US? More countries than not let you do all three. I personally have done all three outside the US. The only country I ran into issues is Thailand. Non citizens can work (of course) have bank accounts but cannot own property. Yes, there are some countries with such restrictions but the idea that the US is the only place that allows this is nonsense. Why did you have to make this political. If the info is not useful to you then §

D
D

You can buy a condo in your name in Thailand. I did. And you can buy a house, but you need a Thai cosigner/name on the title…..

Jim
Jim

I have bank accounts in 2 foreign countries. Both were far easier than what my foreign colleagues experienced opening accounts in the US. You really should stop posting if you have no idea what you’re talking about. Wells Fargo allowing non-residents to apply for a credit card doesn’t make us “the most liberal in the world” by any stretch.

CommonSense
CommonSense

I have no idea what two countries you opened bank accounts at, but I’ll tell you its not easy in New Zealand, Spain, or UK. Its almost damn near impossible unless you have proof of a local address. And even then it raises a lot of eyebrows and suspicion. I’m not against foreign nationals opening accounts, Im just commenting on your assertion that its easier in foreign countries, which in my experience it is NOT.

Mmmh
Mmmh

I have proof of a local address in the US, have been paying taxes for years yet am blocked from opening an account. There is a difference between a resident (which I am) and a permanent resident (which I am not).

Sally
Sally

CommonSense So you say it is NOT easier in foreign countries based on your experience in 3 out of 193 countries. You say it is damn near impossible unless you have proof of a local address? That applies in the US too!

Pipililu
Pipililu

Well, as a foreigner, I paid more taxes than president Trump. Apparently, US is deeply rooted with racism and discrimination. They’ll check upon your name to decide the credit they’ll give you, the tax you’d have to pay. 🙄🙄🙄

D
D

If your assertion is true, why did you move here?

Sally
Sally

@ james Cygnus. Sorry but your comment stems from a very limited worldview. Most liberal, you say?First, there are almost 200 countries in the world and many allow you to operate a bank account, work or buy property without being a citizen. Do you know how many Americans own property in Mexico or Canada? Are we going to talk about the many Americans working in Europe, Asia, Africa?
Please don’t make it seem like the US is an exception. In many countries, it is easy as long as you have the proper documentation to reside in the country. Which is what is going on here. Non-resident aliens include holders of F1, H1B, etc visas.

D
D

Americans can not buy property in their name within 30 miles of the ocean in Mexico…….

D
D

And they probably don’t have a social security number. It is discriminatory to citizens that have to provide a SS#….