Which Credit Card Issuers Offer Expedited Shipping?

If you’ve ever had a credit card stolen or misplaced one, you’ll know that sometimes it can take up to 10 business days for a replacement card to arrive. What’s worse is when you need to meet a minimum spend requirement on a new card and it takes an age to arrive, eating into the time you have allocated to hit that spending requirement.

Thankfully some banks allow you to receive your card by expedited shipping. In this article, we will look at what banks offer this, the cost if any and how to request your card be expedited.

This information will be different if this is your first card with this particular credit card provider.

When you first sign up with a new credit card issuer they are required to send you a copy of their lending agreement. Because this can be quite bulky, the issuers will send it by snail mail and as such your card cannot be expedited.

  • Alliant. Only allows expedited shipping on replace cards for a fee. New cards cannot be expedited.
  • American Express: American Express will expedite all lost/stolen cards if you ask. For new cards, it seems to depend on the card you apply for. A lot of the premium cards (e.g Platinum Card® from American Express) will be automatically expedited and you’ll receive them within 2 days. For other cards, you’ll need to request your card be expedited – the answer people receive seems to vary from customer service representative to representative so if you don’t get an answer you’re looking for try hanging up and trying again. Call their main customer service line on 1-800-528-4800 to inquire. Also adding yourself as an authorized user/employee might work as well.
  • Bank of America: If you have a valid reason (e.g you’re leaving the country and need the card before you leave) they will waive their fee and overnight your card. Use their contact us page to find the relevant contact number.
  • Barclaycard: They can overnight cards but it comes with a cost of $15. Customer service representatives have the ability to get this waived though.
  • BBVA: They can expedite your shipping, but they will charge a $50 fee, unsure if it’s possible to get this fee waived or not.
  • Capital One: They don’t offer expedited shipping on new accounts unfortunately. It’s possible to get 1-2 day shipping on replacement cards but you’ll have to kick up a fuss and possibly even a fee to get them to do it.
  • Chase: You can get any card expedited with Chase for free (1-2 day shipping). All you need to do is ask, you can either do this by sending a secured message or by calling 1-800-432-3117 (their general credit card customer service line)
  • Citi: They will only expedite cards that have been lost or stolen. They will not expedite new cards. Call 1-800-756-7047 to speak to a representative. Update: reader Shan was able to request expedited shipping on a new card.
  • Discover: They expedite new cards automatically, they will also do this for all lost or stolen cards. There is no additional charge.
  • NFCU: Allows expedited shipping (at least on the Flagship rewards card) but they charge a fee of $12.99.
  • Santander: Charge a fee of $35 to expedite card shipping and $35 to expedite PIN number shipping.
  • USAA. Charge a fee of $8 to expedite, otherwise card will arrive in 8-10 days. Keep in mind they will give you an instant credit card number, but this only has a credit limit of $1,000.
  • U.S. Bank. They seem to do expedited two day shipping for their new Altitude Reserve card.
  • Wells Fargo. They will expedite but they charge a $16 rush delivery fee. Not possible on business cards: 1,

57
Leave a Reply

avatar
 

  Subscribe  
newest oldest most voted
Notify of
jasonalanmorgan
jasonalanmorgan

Chase expediting is not for any card as stated above. They said their partner cards, such as the IHG Premier, can’t be expedited due to the back end rewards number that must first be linked.

fjolnir
fjolnir

Citi datapoint from 2020:

Just got approved for the Citi Premier card and got email with the last 4 digits, the credit limit, and says it will arrive in 7-10 business days. I called and asked if they could expedite it or give me the full number, they said no I’ll just have to wait.

James
James

Called and approved to get 2 BoA cards expedited for free. Painless process, but perhaps that’s because I’m in the preferred rewards program.

Chilli Con Karne
Chilli Con Karne

So much to learn chasing Bonii or whatever.

iks
iks

WF did not charge me to expedite a new personal card. Requested on 1/9.

Tucker
Tucker

Heads up: chase does not offer expedited shipping with the United card

Y
Y

Applied for Chase SWA Rewards Plus. Decision was pending. Called reconsideration immediately. Verified my identity and approved me but said that the card can’t be expedited. I then called Chase customer care again and asked if the newly approved card can be expedited, and bam 1-2 business day shipping approved. They told me that even the old one will be shipped in 7-10 business day but just destroy that one. So, basically the expedited card is a replacement card on the newly approved account. Also, note that reconsideration line won’t do expedited shipping, but you can call the customer care to get the expedited shipping done.

payyoutuesday
payyoutuesday

I called to ask for expedited shipping on my Elements Financial Credit Union Visa Signature card. They apparently will do it, but there is a $30 fee.

F
F

Just spoke with two different Wells Fargo reps who confirmed that replacement cards can be expedited, but new cards will always take 7-10 business days. ie, no option to expedite, even for a fee

gaialinux
gaialinux

No luck trying to expedite Chase United Explorer. Seems like chase co-branded cards are a ineligible for expedited shipping.

“Hello XXX,

We understand the need of your new United® Explorer card
for your trip early next week. XXX, due to membership number verification, we’re
unable to expedite the delivery of the new card.

Your new card and welcome package, including account benefits, will be mailed within the next 10 business days.

We appreciate your patience and understanding. Please contact us anytime with questions or concerns.

Thank you,”