Which Credit Card Issuers Offer Expedited Shipping?

If you’ve ever had a credit card stolen or misplaced one, you’ll know that sometimes it can take up to 10 business days for a replacement card to arrive. What’s worse is when you need to meet a minimum spend requirement on a new card and it takes an age to arrive, eating into the time you have allocated to hit that spending requirement.

Thankfully some banks allow you to receive your card by expedited shipping. In this article, we will look at what banks offer this, the cost if any and how to request your card be expedited.

This information will be different if this is your first card with this particular credit card provider.

When you first sign up with a new credit card issuer they are required to send you a copy of their lending agreement. Because this can be quite bulky, the issuers will send it by snail mail and as such your card cannot be expedited.

  • Alliant. Only allows expedited shipping on replace cards for a fee. New cards cannot be expedited.
  • American Express: American Express will expedite all lost/stolen cards if you ask. For new cards, it seems to depend on the card you apply for. A lot of the premium cards (e.g Platinum Card® from American Express) will be automatically expedited and you’ll receive them within 2 days. For other cards, you’ll need to request your card be expedited – the answer people receive seems to vary from customer service representative to representative so if you don’t get an answer you’re looking for try hanging up and trying again. Call their main customer service line on 1-800-528-4800 to inquire. Also adding yourself as an authorized user/employee might work as well.
  • Bank of America: If you have a valid reason (e.g you’re leaving the country and need the card before you leave) they will waive their fee and overnight your card. Use their contact us page to find the relevant contact number.
  • Barclaycard: They can overnight cards but it comes with a cost of $15. Customer service representatives have the ability to get this waived though.
  • BBVA: They can expedite your shipping, but they will charge a $50 fee, unsure if it’s possible to get this fee waived or not.
  • Capital One: They don’t offer expedited shipping on new accounts unfortunately. It’s possible to get 1-2 day shipping on replacement cards but you’ll have to kick up a fuss and possibly even a fee to get them to do it.
  • Chase: You can get any card expedited with Chase for free (1-2 day shipping). All you need to do is ask, you can either do this by sending a secured message or by calling 1-800-432-3117 (their general credit card customer service line)
  • Citi: They will only expedite cards that have been lost or stolen. They will not expedite new cards. Call 1-800-756-7047 to speak to a representative. Update: reader Shan was able to request expedited shipping on a new card.
  • Discover: They expedite new cards automatically, they will also do this for all lost or stolen cards. There is no additional charge.
  • NFCU: Allows expedited shipping (at least on the Flagship rewards card) but they charge a fee of $12.99.
  • Santander: Charge a fee of $35 to expedite card shipping and $35 to expedite PIN number shipping.
  • USAA. Charge a fee of $8 to expedite, otherwise card will arrive in 8-10 days. Keep in mind they will give you an instant credit card number, but this only has a credit limit of $1,000.
  • U.S. Bank. They seem to do expedited two day shipping for their new Altitude Reserve card.
  • Wells Fargo. They will expedite but they charge a $16 rush delivery fee. Not possible on business cards: 1,

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JP
JP

Discover said they don’t expedite card. HUCA? or do they really don’t?

Guillaume
Guillaume

Applied and was approved for Wyndham Rewards Earner Business- managed to get the card expedited (had to call Wyndham Business Card Customer Service Phone Number- 866-757-3648). Applied on 08/09- received it on 08/11

Guillaume
Guillaume

Told them I had a business trip coming. My card was already in the mail (7-10 business days), but the CSR managed to send me another card expedited.

vc
vc

+1 for AMEX lost card being expedited.

Troy
Troy

Barclays says only personal cards can be expedited, not business. Tried twice with an instantly-approved Wyndham Business Earner card today. First was a CSR who put me on hold and checked, and said no. Called again to talk to the reps who do phone apps, she put me on hold and also verified there’s no option for business cards only personal.

Jim
Jim

Amex Platinum would only first class mail my replacement card. Started with a text message about a fraudulent charge, called them up and it looked like the card had been cloned. They informed me they’d be deactivating the card and would send a card with same number except new last 5 digits. Asked for expedite, but they wouldn’t budge. Disappointing considering the hefty annual fee I pay for this card. Should be automatically overnighted.

G
G

Denied request (via chat) for expedited shipping on new AMEX BBP. Rep acknowledged that virtual card number should cover me until card arrives.

Michael
Michael

Approved for US Bank Altitude Connect, but told expedited shipping is only available if applied by a banker aka in-branch.

marauder
marauder

Approved for BoA Alaska Biz secured, called and asked for overnight and was told the fastest they offer is UPS 1-3 day. Agent didn’t say there was a fee. I called recon to request expedited service since I didn’t have the biz card services number, and they were able to forward me to the correct dept on the first try.

JR
JR

marauder Which number did you call? And in the end, were you able to get it expedited for free?

mj
mj

Here to provide a newer DP.

Applied and approved for BoA Biz Cash Rewards.
Got it expedited for 2 day shipping by calling them.

Told them I had a business trip coming up.

ieatdogfood
ieatdogfood

Amex wouldn’t expedite my BCP. They say they can’t do anything after I’m approved. wut?