Which Credit Card Issuers Offer Expedited Shipping?

Update 8/21/23: As American Express is now charging a fee.

If you’ve ever had a credit card stolen or misplaced one, you’ll know that sometimes it can take up to 10 business days for a replacement card to arrive. What’s worse is when you need to meet a minimum spend requirement on a new card and it takes an age to arrive, eating into the time you have allocated to hit that spending requirement.

Thankfully some banks allow you to receive your card by expedited shipping. In this article, we will look at what banks offer this, the cost if any and how to request your card be expedited.

This information will be different if this is your first card with this particular credit card provider.

When you first sign up with a new credit card issuer they are required to send you a copy of their lending agreement. Because this can be quite bulky, the issuers will send it by snail mail and as such your card cannot be expedited.

  • Alliant. Only allows expedited shipping on replace cards for a fee. New cards cannot be expedited.
  • American Express: American Express will expedite all lost/stolen cards if you ask. For new cards, it seems to depend on the card you apply for. A lot of the premium cards (e.g Platinum Card® from American Express) will be automatically expedited and you’ll receive them within 2 days. For other cards, you’ll need to request your card be expedited – the answer people receive seems to vary from customer service representative to representative so if you don’t get an answer you’re looking for try hanging up and trying again. Call their main customer service line on 1-800-528-4800 to inquire. Also adding yourself as an authorized user/employee might work as well. It looks like American Express are now charging a fee for all cards, apart from the Platinum.
  • Bank of America: If you have a valid reason (e.g you’re leaving the country and need the card before you leave) they will waive their fee and overnight your card. Use their contact us page to find the relevant contact number.
  • Barclaycard: They can overnight cards but it comes with a cost of $15. Customer service representatives have the ability to get this waived though.
  • BBVA: They can expedite your shipping, but they will charge a $50 fee, unsure if it’s possible to get this fee waived or not.
  • Capital One: They don’t offer expedited shipping on new accounts unfortunately. It’s possible to get 1-2 day shipping on replacement cards but you’ll have to kick up a fuss and possibly even a fee to get them to do it.
  • Chase: You can get any card expedited with Chase for free (1-2 day shipping). All you need to do is ask, you can either do this by sending a secured message or by calling 1-800-432-3117 (their general credit card customer service line)
  • Citi: They will only expedite cards that have been lost or stolen. They will not expedite new cards. Call 1-800-756-7047 to speak to a representative. Update: reader Shan was able to request expedited shipping on a new card.
  • Discover: They expedite new cards automatically, they will also do this for all lost or stolen cards. There is no additional charge.
  • NFCU: Allows expedited shipping (at least on the Flagship rewards card) but they charge a fee of $12.99.
  • Santander: Charge a fee of $35 to expedite card shipping and $35 to expedite PIN number shipping.
  • USAA. Charge a fee of $8 to expedite, otherwise card will arrive in 8-10 days. Keep in mind they will give you an instant credit card number, but this only has a credit limit of $1,000.
  • U.S. Bank. They seem to do expedited two day shipping for their new Altitude Reserve card. Also available on other cards, might come with a $10 fee.
  • Wells Fargo. They will expedite but they charge a $16 rush delivery fee. Not possible on business cards: 1,
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oldest most voted

T (@guest_1859159)
June 12, 2024 22:59

6/9/24 DP for Capital One Spark 1.5% Business Card – confirmed they refuse to expedite new cards even for long time customers smh
(3rd business day card says created but not yet shipped, at least they offer virtual number though)

MoreSun (@guest_1813817)
March 14, 2024 15:45

US Bank expedited my new Altitude Go, no charge. I’ve been a client for about 5 years or so with an Altitude Reserve and a checking account

progapanda (@guest_1812682)
March 12, 2024 18:05

Adding DP: BoA is still expediting personal CCs for free 2-day shipping upon request (Plat Honors)

Raymond (@guest_1832227)
April 17, 2024 17:15

UPS or Fedex BOFA?

paimon (@guest_1807759)
March 4, 2024 17:18

I just opened a Blue Business Plus and tried the Employee/AU route that is linked above. Unfortunately, they need the 3 digit security code on the back of the primary card in order to process an Employee/AU card. So it looks like that method is effectively dead.  Chuck

KJ (@guest_1785554)
January 25, 2024 10:47

Barclays won’t expedite it at all if it’s your card with them.

Clyne (@guest_1737757)
November 15, 2023 21:40

BoA did not charge me a fee for expidited shipping on my BoA PR. Got the card within 2 days of applying when I told them that I needed the card quickly for an international trip.

ThatResidentAlien (@guest_1681752)
August 28, 2023 13:10

Just another DP that Amex tried to charge me $10 when I asked for rush delivery when adding an AU to Gold.

jpv (@guest_1677799)
August 22, 2023 21:23

If you already have a card AMEX will usually give you an instant number that you can add to mobile wallet too.

Eric (@guest_1677131)
August 21, 2023 23:35

Citi does NOT expedite new cards. All rush requests will have the same answer: no. However, Citi always FedEx 2-days the following cards (new and replacement accts) without asking: Citi Chairman Amex/WEMC,, Citi Prestige, Citi Premier, Citi AAdvantage Executive

Pang (@guest_1677021)
August 21, 2023 19:22

BOA refused to overnight the biz cards earlier this month. They stated that customer needs to receive the terms and conditions in the mail before the card, therefore, they won’t expedite the new card.
I tried calling them twice and the same result. not sure if it’s just limited to biz cards or also the personal cards also the same thing.  William Charles

NPV (@guest_1758976)
December 15, 2023 14:17

Got the same response for a personal premium rewards card.

NPV (@guest_1759108)
December 15, 2023 16:30

Tried again with international travel as a reason and got the expedited shipping without any fee.

Mo (@guest_1825582)
April 4, 2024 01:17

I just tried for biz adv unlimited and got denied. A year ago, I requested expedited delivery for an Alaska biz cc and that was approved.

Mo (@guest_1825587)
April 4, 2024 01:45

Ok, just tried again got a diff person, I stated travel and the reason and they said they’d expedite it.