Update 12/12/19: Another round has gone out.
Contents
The Offer
- Chase is sending out offers to existing Chase IHG Select cardholders offering to upgrade them to the Chase IHG Premier card. If you upgrade you will receive 10,000 bonus points after you upgrade and make your first purchase
Our Verdict
The Premier card has an $89 annual fee vs the $49 annual fee on the select card. This helps you compare the cards:
| Select | Premier | |
|---|---|---|
| Annual fee | $49.00 | $89.00 |
| Free night certificate | Yes | Yes |
| Earning rate at IHG | 5x | 10x |
| Earning rate at gas stations, grocery stores & restaurants | 2x | 2x |
| Earning rate on all other purchases | 1x | 1x |
| Elite status | Platinum | Platinum |
| Free award night when you redeem points for any stay of 4 or more nights | No | Yes |
| 10% rebate on points booking | Yes | No |
| TSA Pre-Check/Global Entry | No | Yes |
| 20% discount on points purchases | No | Yes |
For most people upgrading won’t make sense as people will want to pay the lower annual fee for the free night certificate.
Hat tip to teal2212
