Extended to September 30, 2025
Update 6/15/25: This link expires on 6/30/25. There’s a new link which is valid through 9/30/25; that link requires promo code SAVE25 and also has some funny language in terms of whether this is a targeted offer. Both links are probably publicly available for anyone to use. (ht TJ)
Offer at a glance
- Maximum bonus amount: $750
- Availability: Nationwide
- Direct deposit required: None
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Yes, but approves if frozen
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None
- Expiration date: June 30, 2025
The Offer
- E-Trade is offering a bonus of up to $750 on their premium savings account, valid through June 30, 2025. You need to deposit funds within 30 days of account opening and maintain your balance for 45 additional days beyond the 30th day.
- Deposit $25k and get $250
- Deposit $50k and get $500
- Deposit $75k and get $750
The Fine Print
- To take advantage of this offer, you must be the original recipient of the offer email from us.
- This offer is only valid for a new Premium Savings Account (which earns 4% APY). This offer is not valid for Checking, Max-Rate Checking or line of credit, or other accounts that we or our affiliates offer. IRA and non-IRA accounts are ineligible.
- This offer is only eligible to one new opened and funded Premium Savings Account (PSA) within 30 days.
- Excludes non-U.S. residents, and residents of any jurisdiction where this offer is not valid.
- Customers may only be enrolled in one offer at a time. Cannot be combined with any other offers.
- Each customer is limited to a lifetime maximum of two new PSA offers.
Avoiding Fees
There is no monthly fee on this account.
Our Verdict
Note the fine print that it’s only for the email recipient. That said, others with an E*Trade account are seeing it at login, and it might be that all E*Trade users can get themselves targeted. YMMV.
The bonus itself is pretty good as basically a 1% bonus if you meet the exact tiers required. The savings account also has a competitive regular interest rate as well (currently 4% at time of this writing). For someone who has some cash reserves and can get targeted for the offer, this can be a good deal.
Hat tip to Shawntheshawn
Will we get any confirmation email for bonus after depositing over 25k? Recently used Etrade brokerage ACAT out to webull. opened the saving account right after (targeted) and received confirmation of cash bonus right away….not sure the ACAT to webull will affect the bonus tier of Etrade saving…
no previous account, applied from the homepage and did not receive an email about the welcome bonus. i didn’t see anywhere to enter the promo code, did I miss it?
That depends. Which link in the post did you use? 1 of the links requires a code and the other doesn’t.
063025 (the old link)
I haven’t signed up for the Savings offer yet but I can let you know about my experience opening the Checking account for the promo that had no code. I received an email from Etrade the day of opening with the subject “Your new checking account is enrolled in a cash promotion”. The terms were then spelled out.
Can you let
edubya and me know if you received a similar email that I did for the Checking offer when you signed up for the Savings offer?
i don’t have an etrade account…do you know if they do soft credit pull when opening an account?
was targeted for this offer (existing brokerage and checking customer), but won’t be doing the promo ending in june- about a week ago, i called them since i had funds at their brokerage that finally are free to move, and did so (wrote a check to deposit somewhere as i had urgent need of the funds), with the intention of opening the savings about a week after the brokerage/checking funds were withdrawn to start the clock on the bonus. phone rep could not give me a clear answer on what the lookback would be on the funds withdrawn (but said marketing WOULD look back at recently-withdrawn funds), couldn’t confirm whether replacing the funds or funding beyond the threshold for the bonus by the amount i’d recently withdrawn would ensure i receive the right tier, or anything else. glad this was extended- by waiting a few months it decreases the chances i’ll get dinged due to recent withdrawals or other issues, hopefully the terms don’t change too much in the meantime
I just talked with etrade online chat, they said the withdrawn from brokerage account will not affect the saving account cash bonus promotion….Well, not sure if I can trust their C.S.
Oh, I don’t have their checking account anymore.
Does anyone know if Fidelity investment account can link with Etrade’s savings account? I would like to make the transfer in one go if possible. If not, would my best option to go from Fidelity to Bank checking to Etrade Savings?
the offer is now extended to Sept 30
guys…i have brokerage+checking account but did not get the targeted for this offer.
shd i open P1 account to be safe?
It is not a targeted offer. It is on their website. It is available to everyone.
Go to their website. You’ll see it’s available to everyone. Call and it will be verified. I can’t make this any simpler.
Just to add for those still unsure. I was not targeted and I received an email letting me know I’m enrolled in the promotion.
Same here. I have an ETRADE brokerage account but I haven’t logged into it since 2017. I opened a Premier Savings account today using DoC’s link before logging into my ETRADE account. Never saw any place to enter a promo code. After my Savings account was approved, I got an email with the title “Your new PSA account is enrolled in a cash promotion”.
I think you are most likely correct however even the public website as a weird line in the T&C:
“ELIGIBILITY AND LIMITATIONS:
To be eligible for this offer, you must apply a valid promotional code obtained through one of our authorized affiliate marketing partners at the time of account opening. This promotional code is intended for single use only and is non-transferable.”
Looks like a good, straightforward bonus. I opened an account today as a new customer and shortly after received confirmation of enrollment in the promotion. I’ll move in $75k shortly before Day 30 and keep the funds thru Day 75.
When applying via the link, be sure to include the promo code SAVE25 at the end of the first page AND click “apply” in order to be enrolled!
Very simple process to open. No Chex pull.
I scheduled a future pull into Etrade from a linked account, how long does it take to ‘post’ to the account? I can only find information that shows it will ‘be available 3-5 days’. I want to know when it will post to my account so it will count as funded for the savings bonus.
It showed up and posted to the account the same day I scheduled the pull!