Extended to September 30, 2025
Update 6/15/25: This link expires on 6/30/25. There’s a new link which is valid through 9/30/25; that link requires promo code SAVE25 and also has some funny language in terms of whether this is a targeted offer. Both links are probably publicly available for anyone to use. (ht TJ)
Offer at a glance
- Maximum bonus amount: $750
- Availability: Nationwide
- Direct deposit required: None
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Yes, but approves if frozen
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None
- Expiration date: June 30, 2025
The Offer
- E-Trade is offering a bonus of up to $750 on their premium savings account, valid through June 30, 2025. You need to deposit funds within 30 days of account opening and maintain your balance for 45 additional days beyond the 30th day.
- Deposit $25k and get $250
- Deposit $50k and get $500
- Deposit $75k and get $750
The Fine Print
- To take advantage of this offer, you must be the original recipient of the offer email from us.
- This offer is only valid for a new Premium Savings Account (which earns 4% APY). This offer is not valid for Checking, Max-Rate Checking or line of credit, or other accounts that we or our affiliates offer. IRA and non-IRA accounts are ineligible.
- This offer is only eligible to one new opened and funded Premium Savings Account (PSA) within 30 days.
- Excludes non-U.S. residents, and residents of any jurisdiction where this offer is not valid.
- Customers may only be enrolled in one offer at a time. Cannot be combined with any other offers.
- Each customer is limited to a lifetime maximum of two new PSA offers.
Avoiding Fees
There is no monthly fee on this account.
Our Verdict
Note the fine print that it’s only for the email recipient. That said, others with an E*Trade account are seeing it at login, and it might be that all E*Trade users can get themselves targeted. YMMV.
The bonus itself is pretty good as basically a 1% bonus if you meet the exact tiers required. The savings account also has a competitive regular interest rate as well (currently 4% at time of this writing). For someone who has some cash reserves and can get targeted for the offer, this can be a good deal.
Hat tip to Shawntheshawn
Bonus received for P2. Was targeted and kept funds in account until bonus posted.
05/11/25: Opened acct with DoC link. Received enrollment email and alert instantly
05/14/25: Received targeted promo email (so P2 was going to be targeted anyway)
05/28/25: Wired in $75k
07/25/25: End of 45d hold but kept funds in acct
08/09/25: $750 bonus posted (15d from end of hold period)
5/12/25 opened account.5/23/25 finished depositing $75K in 4 separate deposits.8/10/25 received $750 bonus (labeled ‘Direct Deposit Bonus Dollars’)
I did not receive an email about the offer but saw the offer upon logging in to my existing IRA account.
Also, I’ve kept the $75K deposit until bonus payout.
Only one DP received bonus so far, and he was targeted.
Has anyone signed up using the new link (that expires 9/30) and got the promotion enrollment email?
Yes, both P1 and P2 signed up using the new link about ten days ago and added the “SAVE25” code. P2 was an existing customer while P1 was new. Both received promotion enrollment email on the day of sign-up.
Howard
Thanks a lot!!
I found this one very difficult. P1 approved immediately, received promotion email. P2 received a reference number. Chatted in next day, they wanted a signed “instruction letter” and front/back of ID. Uploaded it, told 1-2 business days. Chatted in again after 3 business days, told to upload clearer photos of ID (wtf?). Uploaded it. Still waiting.
We’ve been etrade brokerage/IRA/stockplan customers for over 10 years.
That said, P1’s wire from another brokerage showed up with text/email notifications within *seconds* of the time it was actually sent.
The applicable cash credit tier will be determined following the close of the Maintenance Period and will be paid out within 30-days after the Maintenance Period (or 105-days following account opening). Cash credits will be paid to the account where the deposit is made.
so 30 days from open to make deposit, 75 days from open to keep deposit there, 105 days from open to get the bonus.
Still no bonus payment
Did you get the email?
I think mine is still far. I read people received the payout after 3 months. I have to wait until September.
Are we eligible for the bonus if we opened an new IRA in 2022?
this is a bank account. it’s completely separate.
any credit card funding?
Nope
Anybody received the bonus for the offer expired on 06/30? R U guys withdrawing the fund, since 45 days has passed?
no
Yes I moved the funds out after confirming with CSR on chat after 45 days. Good thing is that all communications with rep are saved in your account under support, so I can provide that later as evidence if it comes to any issue for the bonus pay out.
How do you send a secure message? I checked under support and contact us but don’t see any way to send a secure message. I’ve been trying to get written confirmation about the promo.. I’ve called twice and both times they did say my account is enrolled but I’d love to have that in electronic writing.
I received an alert showing I’m enrolled. Log in and check “Alerts” in the top right hand corner.
You can’t. Chat only
Promo Payment Deposited as of 8/5/2025 !
Got the E*Trade offer email on 5/7 and signed up that day. I received both a Promotion email and an Account confirmation email that same day. Full Funding was completed via an E*Trade ACH pull and recorded on 5/7 as well
Received a Welcome email on 5/8. Monthly E.O.M. interest payments ensued…
Received a Congratulations email on 8/5, late evening. Also noticed an Alert on my web portal. Promo deposit was visible by 8/6, recorded as an 8/5 dated Bonus Deposit.
Based on my reading of the fine print, that was as quick, or quicker as I expected. Still have all funds remaining within E*Trade for now.
All in all – a decent promo given the times.
Congrats! Good to know that they started depositing bonus, hopefully they get to me by next week.
Your 45 day hold end date should’ve been in July, not August tho, right?
Ofc the end date and when they actually acknowledge it can be different I suppose. Looks like they give themselves an additional thirty days to acknowledge it. In your case it was probably more like an additional two weeks.
I have, see DP above.