Plastiq Coding Some Purchases As Lodging (Earning 3x On CSR)

Update: No longer working.

Last week reader audi0l0gic posted a comment letting us know that their payment through Plastiq using the Chase Sapphire Reserve Capital One coded as lodging/travel. For some reason, I disregarded it as I thought it had always coded that way but didn’t earn 3x points on the Chase Sapphire Reserve. Harlan from Out and Out just earned 3x points from a Plastiq purchase on the Chase Sapphire Reserve as well.

It seems only rent/mortgage payments are coding this way. Keep in mind if that you’re new to Plastiq you can earn $800 in fee free payments, if you’re an existing user you can share your referral links in that post. The fee to pay bills/rent/mortgage with Plastiq is 2.5%, if you’re earning 3x Chase Ultimate Rewards for the purchase you’re ultimately coming ahead as if you redeem those points for cash they are worth 1¢ each.

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John
John (@guest_422038)
June 16, 2017 18:58

Confirming CSR not posting as 3x with Plastiq. Bummer.

Alex
Alex (@guest_415691)
June 6, 2017 10:43

Chase Ink Preferred DID NOT get 3x with US Bank: http://mrf.su/1C3x3Q2Y0f1v

Transaction date 06/03
Posting date 06/04

Gonna have to eat that fee now. Bummer.

TechieTravels
TechieTravels (@guest_415674)
June 6, 2017 10:21

Type: Mortgage
Post Date: 6/4/17
CC: CSR

Only posted as 1x this month while it posted as 3x last month. Looks like another one bites the dust.

Kelvin
Kelvin (@guest_415657)
June 6, 2017 09:55

Chase Ink Preferred still got 3x with Wells Fargo
Transaction date 06/03
Statement date 06/04

Sam
Sam (@guest_415401)
June 6, 2017 01:24

CSR payment that I made to mortgage company that I made on June 4th (posted on June 5th) did not receive the 3x … Similar payments I made during the last couple of months received 3x points.

Looks like the gravy train has left the station (:-

jjmorrow27
jjmorrow27 (@guest_415370)
June 5, 2017 23:58

Have a few quick questions if anyone is able to answer.
1) Does it matter what day you send payment? I sent payment to my mortgage handler cenlar and only got 1x the points…

2) Does it matter if it’s sent via wire transfer or check?

Trying to see if I can get on this gravy train and want to make sure I know all the details before I do my next test.

Thanks

Chuck
Editor
Chuck(@chucksithe)
June 6, 2017 16:26

Plastiq/CSR is dead, that’s probably why you didn’t get 3x. https://www.doctorofcredit.com/plastiq-no-longer-earning-3x-rentmortgage-csr/

Susan
Susan (@guest_413995)
June 3, 2017 08:48

Just received notice that my full June CSR/Platiq payment (for a HELOC mortgage) to Quicken coded as travel 3x. (It works — and confirmed in under 24 hours.) Soaked up what was remaining of my annual $300 travel benefit) Hope this 3x travel coding stays around a while. Very cool. (thanks doc.)

MontyFC
MontyFC (@guest_410928)
May 26, 2017 14:01

Bank of America (BoA/BofA) DP: By default the bank allows you to prepay only 2 months in advance. After that, payments are applied towards principal only.

Talking to CSR, I was told to fax a letter to their back office asking to remove the 2 month limitation. I did that and then called to move my past payments from principal only to monthly.

If you are paying to them in advance to make use of travel cashbank, then make sure they are getting applied correctly.

Angela
Angela (@guest_409473)
May 23, 2017 12:04

My rent payment coded as lodging/travel on my Capital One Venture card yesterday 5/22. I earned the 40,000 bonus points so can use it as a $400 statement credit towards my rent!

goodguys21
goodguys21 (@guest_409104)
May 22, 2017 08:52

payment to Freedom Mortgage coded as Travel 3x on CSR as of 5/20