Offer at a glance
- Maximum bonus amount: $300
- Availability: Unknown, states not eligible will not be able to proceed. Might be CO, FL, ID, KS, MO, NM, TX, UT and WY? Below worked and didn’t work are just to make the account for dashboard, not necessarily approved
- Worked: NE,
- Didn’t work:
- Direct deposit required: None
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Unknown, sensitive
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: April 30, 2026
Contents
The Offer
- 2UFI is offering a $300 business checking bonus when you complete the following requirements:
- Open account with $50+
- Maintain an average $3,000+ balance for next two full calendar months
- Make 7 transactions (debit or credits) within 90 days of account opening (excluding initial deposit and ATM withdrawals)
The Fine Print
- Bonus offer requirements: To receive the $300 bonus, your new eligible 2UFi Business Spending account must be opened with a minimum opening deposit of $50. Total deposits to the new account must reach $3,000 within 15 days of opening. A $3,000 monthly average balance must then be maintained during each of the two full calendar months immediately following the 15 day funding period. In addition, you must complete 7 debit card purchase transactions (excluding ATM withdrawals) within the first 90 days of account opening. If all requirements are met, the $300 bonus will be deposited into your account within 14 business days.
- Additional requirements & information: Offer available only to new 2UFi business deposit clients who have not held a 2UFi or affiliated brand business checking account within the past 12 months. Limit one offer per business entity. Account must be open and in good standing at the time the promotional bonus is paid. Bonus may be reported as interest or miscellaneous income on IRS Form 1099; client is responsible for any applicable taxes. Offer is non transferable and may not be combined with other checking promotions. Employees of 2UFi and affiliated entities, and their immediate family members, are not eligible.
- Account details: Standard account terms, fees, and conditions apply. Monthly average balance information is available on your statements. Debit card transactions must post and settle to qualify. All accounts are subject to approval.
- Offer availability: Offer ends April 30, 2026. All promotional bonuses are contingent on meeting all qualifying requirements.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees
Early Account Termination Fee
I wasn’t able to find a fee schedule, so unsure if there is any EATF or not.
Our Verdict
Bonus itself seems good, difficult to know how easy it is to get approved with not knowing what states are accepted. Share your data points in the comments below.
Hat tip to reader Super Pirate formerly SP
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
