USAA launched their Limitless credit card offering 2.5% cash back on purchases awhile ago in a pilot program, but they have been restricting what states can apply for the card. Looks like they have now added the following states:
- HI, IL, NV, NY, RI and TX
This means that all of the following states are now eligible:
- AL, AZ, CO, GA, HI, ID, IL, IN, KS, LA, MI, NM, NV, NY, PA, RI, SC, TN, TX and WA
You can read our full review of this card here. You can read more about USAA credit cards in general here.
This card is not available to new applicants in Illinois. It was, but not anymore. Info from USAA phone rep.
I logged in today and saw that they added a few states. Terms state: This product is currently available to members residing in the following states: AL, AR, AZ, CO, CT, FL, GA, HI, ID, IL, IN, KS, LA, MD, MI, MN, ND, NM, NV, NY, PA, RI, SC, TN, TX and WA. It will become available in additional states at a later date.
Thanks
PSA: Just received a call today from USAA compliance and was told going forward that MS/MO deposits will no longer be tolerated and they will shut down accounts if they feel this is what they are being used for. This is across the board for all USAA members. You might be getting a call soon. IMHO I feel the 2.5% Limitless Cash Card has something to do with this change of policy
Thanks all for the conversion DP’s
Just contacted CS, and asked for a product conversion. However, the CSR stated that a conversion would change the terms and conditions of the product, therefore they are unable to convert it. FYI I tried to convert a USAA Cash Rewards to Limitless and I live in Texas.
Does USAA ever do sign up bonuses, does you know, or if it looks like I”m eligible for this, should I go ahead and apply? (I’m grandfathered in from when they let non-military sign up for bank accounts, but it is showing up with an ‘apply now’ option).
(Also not sure if I can/want to make the $1k DD work for me, though the application page says, “A qualifying direct deposit is a single electronic transfer of at least $1,000 that you initiate with your employer, a government entity or an external financial institution”, which is promising).
Thank you!
“(I’m grandfathered in from when they let non-military sign up for bank accounts, but it is showing up with an ‘apply now’ option)”
But it wont be Approved.
I doubt they will ever offer a sign up bonus on this card.
any DP on being able to product change to this?
Everybody always ask this, try it and let us know. What do you have to lose?
I’m not a real member, I got in through a glitch in their system and was able to a get approved for a CC which is my only relationship. I’ve heard of people calling in and getting eyes on their account and later losing it, so I’ve never called in for anything.
Fair enough :). Not sure if PC is allowed or not.
If I had an account I’d like to PC I would call but my two cards with them are prime+2.75%…before financial crisis in 2007 were prime+0% – not worth giving up.
well you need an account with $1000 DD/mo for this, so doesnt sound like a PC will do you much good
I’ve asked multiple times over the years to product change and they’ve always said no.
Concur with my own history as USAA member… PC never allowed (as stated by CSR when I tried Jan 2017.
Just read the full review where you mentioned this and Fidelity’s 2% card is a loss leader. Is the Citi Double Cash also a loss for Citi? I don’t have a bank account with them so I’m not sure how they’re making money off me.
Not sure, likely different for Citi due the deal they’d have with the payment processor and also the fact that they actually issue the card as well (full slice of fees & interest)