Posted by William Charles on June 14, 2017
Credit Card Offers

Published on June 14th, 2017 | by William Charles


$150 Sign Up Bonus On Chase AARP Card + 3% On Restaurants & Gas Stations

Reposting because I’m not very smart and forgot to include the actual $150 link.

The Offer

Direct link to offer

  • The Chase AARP card is now offering a sign up bonus of $150 when you spend $500 within the first three months of account opening. The card also earns 3% cash back on restaurants and gas stations. Also comes with a 0% intro APR for 12 months on purchases and balance transfers.

Card Details

  • No annual fee
  • Introductory APR of 0% for the first twelve months
  • Chase donates $0.10 for every restaurant purchase to the AARP Foundation in 2015 (up to a maximum of $1,000,000), I suspect this will be extended for 2016 as well
  • Card earns at the following rates:
    • 3% cash back on restaurant & gas station purchase
    • 1% cash back on all other purchases


Do I need An AARP Membership To Apply For This Card?

No this field can be left blank.

This Card Earns Points, Can They Be Transferred To Airline Partners?

No, unlike the Chase Freedom card this card does not earn Chase Ultimate Rewards points which are transferable with a premium Chase card (e.g Chase Ink Plus or Chase Sapphire Preferred). Points are basically just good for cash back at a rate of one point = one penny.

Is This Card Effected By The Chase 5/24?

No, it’s not. You can get this card as long as you haven’t gotten the bonus in the past 24 months.

Our Verdict

This card isn’t affected by the Chase 5/24 rule. We saw a $200 bonus on this card in late 2015, standard bonus is $100. This is a midrange-low offer for a cash sign up bonus. There are cards that are better for gas purchases and non bonus-ed spend, 3% on restaurants is one of the better options. This might be a useful offer for people depending on what other cards they have/what their goals are but it isn’t good enough to make our best bonus list.

Hat tip to Kathy from Will Run for Miles for e-mailing me about this

29 Responses to $150 Sign Up Bonus On Chase AARP Card + 3% On Restaurants & Gas Stations

  1. zalmy says:

    Will this card give you AARP membership? Gets you nice discounts with Hertz, Marriot, etc.

  2. AE says:

    The link sends me to an outdated $200 bonus – if I go from the AARP website – there is a $100 bonus option there.

  3. DH7 says:

    Is this card fully churn-able? if so, would it be 24 months from bonus posting or some other time?

  4. Pat says:

    When I click the link to offer, it shows that the bonus is $200. However, when I click “apply now”, it takes me to AARP home page. I can only find the usual $100 offer from there.

  5. Trevor Dunlap says:


  6. Dm says:

    Hey guys, the Chase AARP credit card for the 150.00 sign-up is targeted. I received an invitation mailing, with an invitation code to mail back. I am an AARP member and I own a Chase Freedom credit card.

  7. Bhanna says:

    If I just got this card within the past month or so, will they match the offer???

    • BHanna says:

      Hello ____________,

      I am writing in response to your request to match the
      bonus offer on your account.

      We regret as your account is not eligible for the new
      offer you requested. The original offer you applied for
      will remain on your account. You will receive $100.00
      bonus (10,000 points) after you spend $500.00 on purchases
      in the first 3 months your account is open.

      We know this is not the answer you hoped for, and we’re
      sorry for any inconvenience this may cause you. Our credit
      card offers vary and change, and new ones become available
      on a regular basis. We hope you’ll continue to check with
      us for available offers that apply to your account. We
      appreciate your loyalty.

      We’re here to help anytime and are committed to meeting
      your needs. Thank you for choosing Chase.

      Thank you,

      Chase Email Servicing

      Well, that sucks… $50 bye-bye

  8. Lrdx says:

    This card seems to have a Travel version, giving 3% on travel (same categories as CSP/CSR/CIP):
    That seems to be the best no-fee card in this category.

    There is no signup link though. I wonder if one could product change there from the gas+restaurants version.

  9. Sorry ladies and gentlemen. I’m not very smart sometimes, I’ve updated the post with the working link now:

  10. Jediherder says:

    If I got the chase ultimate sign up bonus this year am I still eligible for this bonus?

  11. Pat says:

    Is there any way to check app status?

  12. Theory says:

    Does anyone know which cards this could be product-changed to in the future? (Chase Freedom or Chase Freedom Unlimited?)

  13. Harv says:

    Is there a cap on how much 3% cash back you can earn on gas purchases ?

  14. JASON says:

    We need to review your request a little longer. We will let you know of our decision by U.S. mail. This could take up to 30 days.

    Thank you for choosing AARP® Credit Card from Chase.

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