Posted by William Charles on July 7, 2017
Credit Card Offers

Published on July 7th, 2017 | by William Charles

38

$200 Sign Up Bonus On Chase AARP Card + 3% On Restaurants & Gas Stations

The Offer

Direct link to offer

  • The Chase AARP card is now offering a sign up bonus of $200 when you spend $500 within the first three months of account opening. The card also earns 3% cash back on restaurants and gas stations.

Card Details

  • No annual fee
  • Introductory APR of 0% for the first twelve months
  • Chase donates $0.10 for every restaurant purchase to the AARP Foundation in 2015 (up to a maximum of $1,000,000), I suspect this will be extended for 2016 as well
  • Card earns at the following rates:
    • 3% cash back on restaurant & gas station purchase
    • 1% cash back on all other purchases
  • According to this comments are also worth an extra 10% towards travel, making the bonus worth an extra $20.

F.A.Q

Do I need An AARP Membership To Apply For This Card?

No this field can be left blank.

This Card Earns Points, Can They Be Transferred To Airline Partners?

No, unlike the Chase Freedom card this card does not earn Chase Ultimate Rewards points which are transferable with a premium Chase card (e.g Chase Ink Plus or Chase Sapphire Preferred). Points are basically just good for cash back at a rate of one point = one penny.

Is This Card Effected By The Chase 5/24?

No, it’s not. You can get this card as long as you haven’t gotten the bonus in the past 24 months.

Our Verdict

This is the highest bonus this card ever offers, normal bonus is $100 and they frequently offer $150 as well. This is one of the better cash sign up bonuses. There are cards that are better for gas purchases and non bonus-ed spend3% on restaurants is one of the better options. This card is not subjected to the 5/24 rule (but the card will count towards your total number of cards). Before asking any questions or applying for this card I’d recommend reading through these things everybody should know about Chase cards.

I would recommend this card for people that like cash bonuses, the 3% on restaurants with no annual fee is a nice bonus if you don’t have any cards that earn at a higher rate as well.

Hat tip to reader Aaron C



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38 Comments on "$200 Sign Up Bonus On Chase AARP Card + 3% On Restaurants & Gas Stations"

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Dave
Dave

Decent card overall. There was a $200 bonus when I got the card 2016 also.
They also sent a targeted offer recently: For each month that I spend $500
from July though November, they’ll give 3000 points.

Lrdx
Lrdx

That’s 6% extra cashback? Or is the 3000 total, not every month?

Ariel
Ariel

Do you think it’s possible to PC this to a Freedom?

Lrdx
Lrdx

Don’t think so, this is a cobrand card, and Chase don’t allow PC between brands.

Lrdx
Lrdx

Chase AARP has another card that gives 3% cashback at travel, with no annual fee like this one. It’s not available for signups AFAIK (I’d LOVE to be proven wrong though), it might be still possible to PC there from this card.

Sa
Sa

Does chase approve 2 cards the same day? This was not mentioned in the things to know post.

Beth
Beth

Yes I’ve had two chase cards approved in the same day both personal cards (freedom and United)

sirtheta

….#6

lucy
lucy

dp: NOT A aarp member, appiled 7/8/2017 and got instant approval for 11k limit. said 7 days to receive card, thank you Doc for the link.

Don
Don

I mostly see five-figure approvals for this card. Mind telling us your listed income and how much credit you have with Chase? Thanks.

Don
Don

Oops, I meant to say FOUR-figure approvals.

Chris
Chris

Thank you so much for this post, it came at the perfect time. I had $1,000 left to pay off a cruise and this will take care of it. Between bank and CC bonuses my wife and I have earned $3,400 this year. Thank you so much everyone that works so hard on this site to keep steady and relevant updates. We will be taking our kids on the cruise and airfare essentially for free (less those pesky taxes on the bank bonuses lol)

Keep up the good work!

Plungerjoke
Plungerjoke

Any dps on matching this if you signed up for the 150 deal?

EO
EO

I sent a secure message yesterday inquiring about a match. I’ll update when I hear back.

Mark O
Mark O

I sent one – got $100 sign up in April when pairing with another card….said they sent it along and will let me know in a few days. I think you would get matched though.

zjts
zjts

MAY i ASK WHAT BOTH OF YOU requested in your secure messages to Chase? I can provide an email if you rather not state it here

mark o
mark o

Just say the public offer has increased and you would like to be matched to it. You can link to the new offer to in the SM too.

EO
EO

An update: Chase agreed to match the offer. It comes in “points” rather than a direct statement credit. They already added 5,000 ($50) points to my balance and told me I would receive the original 15,000 ($150) when my next statement clears, as I have already met the minimum spend requirement.

As to what I said in my message, I just pointed them to the link with the new offer. They needed a few days to look into it, but then they approved.

Andy
Andy

“This offer is only available to customers who received the
mailing.” – Response I got. I politely pointed out that that was not the case…we’ll see if they change their mind

hermitw
hermitw

send message, they refused to match. Called they said this is decision from marketing team and they cannot change it.

EO
EO

See my message above. They matched me. Did you include the link to the public offer in your message?:

http://www.aarpcreditcard.com/

In case it matters, I did open this account just a few days before this new offer came out.

Emerald
Emerald

DP: I have recently gotten the card in the mail, not long enough to meet min spend. SM took 2 days to get back to me, then said to msg them back once I met the min spend to claim the offer. So I’d say matched.

M P Mathew
M P Mathew

Chase Cards !
On 06/26/17 I used my Visa Card in a Chase ATM to draw $ 700.I did not get the money fr9m the machine due to some ” technical problem with the machine” that is what is mentioned on the receipt. I immediately contacted the Chase Bank & their customer service immediately as directed in the receipt. To my surprise Chase debited $ 703 from my account. I have lodged complaint with Consumer finance ,Chase CEO ,etc to get my money back. Doyou trast Chase ?

Harv
Harv

I have not yet found anything in the terms that says there is a cap on the 3% earnings. Does anyone know differently ?

Charlie
Charlie

What is the minimum redemption level for the AARP card?

Sarah
Sarah

It used to be $25, I believe, but I just doubled checked and I just placed a redemption for $4.86.

Connie
Connie

Any new update about matching the offer? I received my new card in June. At that time there was $100 bonus offer. Just sent the email to ask for possible matching. Are you getting yes or now answer lately? Thanks!

Connie
Connie

Any new update about matching the offer? I received my new card in June. At that time there was $100 bonus offer. Just sent the email to ask for possible matching. Are you getting yes or no answer lately? Thanks!

plungerjoke
plungerjoke

They matched me no problem. Signed up around the same time as you.

Connie
Connie

Thanks for your reply. I got the message within couple of hours. They told me that after I meet the $500 min spend, reply to the email and they will match the offer. Free $100. Thank you guys!

Abey
Abey

Applied, pending, letter in mail declined for too many requests for new credit, called up, they grilled me with questions, then tried to move credit from existing account and still declined.
So i checked my experian report (which is free and very detailed at experians website where yiu just creat an account) and realized i got 8 inquires over last 6 months and 42 over last 2 years.
Experian seems to be the most pulled bureau as Citi Amex Boa Barclays Chase pulls them.

Frito Pendejo
Frito Pendejo

Approved at lol/24, though only one other Chase card.

Bodiddely
Bodiddely

I originally applied for this card with the $150 offer literally a few hours before you made this post with the $200 offer. My application went pending and then being an eager beaver I called recon to get a decision. Denied! “Too many recent opened credit card accounts.” As an avid Doc reader I knew that wasn’t the last word and sent an SM on existing Chase card requesting reconsideration of the app. Approved!

Then I SMd asking to match to the $200 offer. Also approved. Thanks so much Doc!

Culinarykid92
Culinarykid92

This is tempting at $200 signup. I already have 2 3% dining cards, but only 2% on gas (though 4% through November via Chase). I currently don’t need a gas card though. And am looking at the AMEX Blue Cash Everyday or Preferred as a potential app (with either a $500 spend requirement or at least a $250 signup, maybe a 10% category added would be icing). The Preferred would render this card useless to me. That or if the TravelElite is brought back as I am tempted by the AMEX Offers (I regret not apping for it as a sporadic travel card).

Meryl
Meryl

Can you avoid paying interest by paying it off right away? My offer was 17% which really cuts into the $200 sign up bonus, roughly half!

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