22% Cashback with Discover and Apple Pay (23% with DIM, 30% at Department Stores)

We just posted about the deal of the year released by Discover which will offers a 10% cashback bonus on all in-store purchases made until years end when using your Discover card with Apple Pay.

Contents

1 10% + 10% = 20%
2 11% + 11% = 22%
3 11.5% + 11.5% = 23%
4 15% + 15% = 30%

10% + 10% = 20%

We mentioned that the 10% will likely be doubled at year’s end. This was confirmed by the Discover media team on Twitter that the cashback will be doubled at year’s end.

@MilesperDay Absolutely! You’ll certainly get all of your current card benefits! We hope you’re as excited as we are. *Kels

— Discover (@Discover) September 10, 2015

11% + 11% = 22%

Speculation ensued whether the 10% is in addition to the ordinary 1% or it’s instead of the 1%. We reached out to Discover again on Twitter and they clarified that the 10% is in addition to the ordinary rewards.

@Chucksth Hi Chuck, this Cashback Bonus offer is in addition to your existing rewards program & any Cashback Bonus promos that your… 1/2 — Discover (@Discover) September 10, 2015

This is great news – we’ll get 11% immediately and another 11% at years end for up to $10,000 in purchases with Apple Pay. That’s up to $2,200 total per Discover card.

11.5% + 11.5% = 23%

If you have the Discover IT Miles card, you get 1.5% back (“miles” they call it) on all purchases which gets doubled at years end for new cardmembers. You’ll get 11.5% back on all Apple Pay purchases now and it will get doubled at year’s end.

15% + 15% = 30%

You may be able to get 30% back if you can find a store which gets 5% back for the quarterly category. You’d get 15% immediately and an additional 15% at year’s end. We hope to have a post up soon with more details.

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