Posted by William Charles on April 13, 2019
Credit Cards

Published on April 13th, 2019 | by William Charles

127

American Express Amazon Business Cards – Full Details (Sign Up Bonus Increased To $150)

Update 4/13/19: Sign up bonuses are back to $150 and $120. Hat tip to cowsareverywhere

Update 11/22/18: Signup bonus increased for Prime members from $125 to $150. They’ve also increased for non-Prime members from $100 to $120. Probably time-limited offers.

[10/23/18: Card launched today, all card information as originally posted. Added direct links below and updated image. Seems like it’ll be sideways imaging on the card.]

We’ve know for some time that American Express would be issuing the new Amazon business credit cards. Thanks to a source familiar with the matter we now know the full details, there will actually be two new cards released:

  • Amazon Business American Express Card
  • Amazon Business Prime American Express Card

Key Links:

 

Amazon Business American Express Card

  • Card earns at the following rates:
    • 3% cash back or 60 days interest free on purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market
    • 2% back at U.S. restaurants, U.S. gas stations and on wireless telephone services
  • $0 annual fee
  • Sign up bonus of $100 Amazon gift card
  • Free Business Prime

Amazon Business Prime American Express Card

  • Card earns at the following rates:
    • 5% cash back or 90 days interest free on purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market
    • 2% back at U.S. restaurants, U.S. gas stations and on wireless telephone services
  • $0 annual fee
  • Sign up bonus of $125 Amazon gift card
  • Free Business Prime

Our Verdict

Very similar to the Chase Amazon & Synchrony Amazon cards. The main advantage to the American Express cards is the earning rates on Amazon Business & AWS. AWS can be a huge expense for some businesses and it doesn’t look like there is any cap on earnings.



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Noah
Noah

Are these business cards, so they won’t report to my personal credit report? If so, not a bad way to get 5% at Amazon and Whole Foods.

James
James

So no annual fee for both but one earns 5% and the other 3%. Am I missing why anyone would not sign up for the Prime version?

Steve
Steve

The Prime card requires Amazon Prime to be eligible.

Brad
Brad

Someone without Prime probably can tell get the Prime version.

Patrick
Patrick

You have to be a Prime member… 🙂

Drivesabrowntruck
Drivesabrowntruck

If it works like the Chase Amazon visa, you only get the 5% if you have a prime membership tied to the account, otherwise it’s 3%. Sounds like these will be the same card, just the earn rate will be different if you don’t have Prime.

PR
PR

Glad to see the phrase. Wife is in school so our prime account is under her name. Amazon rules make this messy (no household option etc.)

So when we say requires a prime account being attached, in expect that would be simple to attach her account even though it would be my business?

Jay
Jay

If only the 5 CC restriction didn’t exist 🙁

Otherwise, I’d be all over this for at least the signup bonus if Amex can approve me without HP.

And it’s always nice to have more biz CC options for MSing at WFM.

Drivesabrowntruck
Drivesabrowntruck

Curious as to your MS angle since WF took out variable $500’s awhile back.

Jay
Jay

GC reselling (I sell in bulk, obviously). Amazon and HD are just two examples of profitable 3PGC to buy at WFM.

Also, don’t forget that Spent App offers an additional 1% CB on top of CC rewards.

Drivesabrowntruck
Drivesabrowntruck

Gotcha, figured it would have to be something along those lines of reselling at some favorable rates. Thanks for the response.

Glen
Glen

Why do you need WFM? Why not online at Amazon?

Glenn
Glenn

See previous response.

Ben
Ben

Any known timeline?

Andrew Donshik
Andrew Donshik

I mean for all we know amazon might tell Amex to fuck off with their churning restrictions. The personal card isn’t subject to 5/24 presumably because of amazon.

Lamar
Lamar

watch you language Andrew

Andrew Donshik
Andrew Donshik

k

Avi
Avi

Thanks for the insider info Doc! Any news on when it goes public?

Sam
Sam

pretty weak sign up bonus

Ian
Ian

It’s basically $125 for free, and you can probably self refer from another AMEX card for 10K or 15K MR. Plus it doesn’t report to your personal credit report. What’s not to like?

Orin
Orin

Can’t self refer this one

Brandon
Brandon

I would imagine the biggest consideration would be is this AMEX Amazon card worth 1/5 AMEX credit card slots… hmm

Alexander
Alexander

I wonder if somewhere, some head of IT is wondering if they can sign up for a couple dozen of these cards to pay their AWS bills.

Russ
Russ

If you figure out how to pay AWS with multiple cards, let me know…

Jeff L.
Jeff L.

Would be interested in DPs of anyone signing up for the Biz Prime version who has a student Amazon Prime account, after this launches

Jake
Jake

I’ll try it but need to close one of my Amex cards first, probably. Currently at 5 (3 business, 2 personal)

GradCashGrab

I receive 5% with Chase’s Amazon Prime Visa and my Amazon Prime Student account. Why wouldn’t a Biz Prime version?

Eric
Eric

Same here – I wouldn’t mind the hidden tradeline and Amex SP to pair with Prime Student (I should be able to get any other Amex business card as a sole proprietor, but not sure if Amazon would mess things up).

Jed
Jed

Just got approved with the student account and 125 bonus posted immediately

Eric
Eric

Did Amazon have you set up a business account after or were you able to keep your student account as-is?

OSU2150
OSU2150

Also approved with a student account, and amazon did not have me set up a business account. It asks if you’d like to, but then in the bottom right in small print, it has a link to go ahead with your normal amazon account. Gift card loads immediately.

Eric
Eric

I went ahead and did it – 3rd Amex revolver, all bureaus left frozen, approved and didn’t change anything with my Prime Student account (got the $125 instantly)—not bad if you can get a business Amex (especially with a SP) and don’t mind using a slot from the 5/6 you get.

HappyInAZ
HappyInAZ

Sorry, but what does AWS stand for in the following sentence? (on purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market)

DA
DA

Amazon Web Services – used for hosting of websites, servers, etc.

Acker
Acker

Amazon Web Services

Brian C
Brian C

2 things to watch:

1. Can you product change to this card, and from what?
2. Do you enjoy the same protections as most other Amex cards, 90/120 day return, extended warranty damage, loss, protection benefits.

Brian C
Brian C

Good to know the answer to question 2 is YES. Just checked the benefits. So now i can get my 5% back on my electronics and others from Amazon, without sacrificing return/purchase protection. Very Sweet!

Hope we can product change to this card!

NinjaX
NinjaX

wait. how come we are not clearly stating what type of card this is? maybe im missing it. charge card? or credit? unless ur heavily invested in amazon, i wouldnt take up a valuable 5 slot max.

Lrdx
Lrdx

You can carry balance, so it’s a credit, not a charge card.

MSer
MSer

Amex now offers ability to carry balances on charge cards as well. Dunno if it’s targeted

NinjaX
NinjaX

exactly. and yea. its targeted but almost everybody gets “targeted” esp if ur credit score is wack cuz they love the interest.

JV
JV

Do these cards earn membership rewards or just cash back?

Chase
Chase

Just cash back

MikeTheCreator
MikeTheCreator

I was approved instantly, free 125$ lol

gus
gus

can I get a quick breakdown or a link on how to go about applying for a business card even if I don’t have a business? for example do I need to set up an LLC or something. thanks for the help thanks.

Lei
Lei

does it count on Amex 5 cards limit?

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