American Express Business Gold: 50,000 Points After $5,000 In Spend Via Referral

Update 3/21/19: Just a friendly reminder that this is still available, some other blogs are advertising a 35,000 point bonus via affiliate links. Remember we always put readers first by telling them about the best possible deal.

The Offer

No direct link to offer, must use referral link

  • American Express is offering a bonus of 50,000 points after $5,000 in spend on the American Express Business Gold Card

Card Details

  • $295 annual fee, not waived first year
  • Card earns 4x points on the two categories your business spends the most each billing cycle, from the following list (up to $150,000 in combined purchases each calendar year):
    • U.S. purchases at restaurants
    • Airfare purchased directly from airlines
    • U.S. purchases for advertising in select media
    • U.S. purchases at gas stations
    • U.S. purchases for shipping
    • U.S. computer hardware, software, and cloud computing purchases made directly from select providers
  • 25% points back after you book a flight with pay with points

Our Verdict

The current public sign up bonus is 1 year free of G Suite basic for 3 users and up to 1 year of ZipRecruiter Standard. I don’t think that bonus is that attractive unless you’d normally pay for ZipRecruiter/G Suite anyway. Before the card was revamped it was possible to get  60,000–75,000 points with the annual fee waived. Remember you can get a friend or family member to refer you to this card and they will get up to 15,000 points as well (you can also self refer). Interestingly it seems that you can refer from this card to other cards and get 20,000 points, beating the 15,000 maximum previously offered.

Personally I don’t think the offer is worth considering without the annual fee waived, but it’s difficult to say what American Express plans to do with this card long term in regards to the bonus. If you can max out the 4x categories then it’s obviously worth considering even with the high annual fee. Another interesting thing to note that aksurvivorfan points out is that the terms say:

  • Welcome offer not available to applicants who have or have had this Card

When the Premier Rewards Gold card was changed it stated:

  • Welcome Offer not available to applicants who have or have had this card or the Premier Reward Gold Card.

American Express isn’t auto converting people to the new Gold card, so it’s possible it’s actually considered a different product (but unlikely. Update: Even more unlikely). For now I won’t be adding this to our list of the best credit card bonuses. If you have any questions about American Express, read this post first. Please do not share your referrals in this post.

Hat tip to aksurvivorfan & MilesTalk

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