Posted by William Charles on November 7, 2018
Credit Cards

Published on November 7th, 2018 | by William Charles

54

Alternative To 75,000 Business Gold Rewards Offer (Referral)

In case you missed it American Express will be making some major changes to the business gold rewards card. One of those changes includes increasing the annual fee to $295 and making it so it’s no longer waived first year, plus adding some benefits. Because of that I think it makes sense to apply for the card now if you’re eligible. The best offer is currently 75,000 points after $10,000 in spend. There are two issues with this offer:

  • It requires calling in and there is no guarantee they will offer it to you
  • It requires $10,000 in spend

One alternative is either referring yourself to this card or getting a friend to refer you. Whoever refers you will receive up to 15,000 points and you’ll get the standard 50,000 points after $5,000 in spend within three months. That means you could potentially get 65,000 points after only $5,000 in spend. We talk more about universal referrals herePlease do not share your referral links in the comments below.

When the Premier Rewards Gold card was refreshed it was possible to get an offer of 50,000 points after $2,000 in spend with the annual fee waived before the officially relaunch. After the relaunch the best offer is 50,000 + $100 without the annual fee waived. That’s why I’d recommend signing up now, but it’s also possible the sign up bonus will get significantly better after the refresh on the business card (my guess is no).



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Parts Unknown
Parts Unknown

Thanks for the heads up Doc, went for self referral for lower MSR & because, easy. Instant approved

Phill
Phill

+1

tinyhedgefund
tinyhedgefund

It is amazing self refer works when RAT is everywhere. What a STUPID oversight, but can confirm, self referred SPG Lux and worked smooth. Still am amazed though.

Parts Unknown
Parts Unknown

Agreed, I havent tried it yet, so hopefully all goes well.

JP
JP

Yep. Went to self referral. I’m already doing MS on bunch of other cards and don’t need addl. 10k points for $5k spend.

Dylan
Dylan

Beware amex doesnt like MS to hit MSR.If you choose to MS make sure the merchants dont send L3 data to amex.

JP
JP

Oh yea, I am well aware. I’m MSing non Amex cards. sticking to organic spend for dear Amex.

Shulem92
Shulem92

Just did this 2 days ago. Great minds think alike. Lol

Kool
Kool

Thanks Doc!!! Just got approved!!!

Brian C
Brian C

Anyone know the best offer ever offered on this card?

Parts Unknown
Parts Unknown

75k by calling in, 50k public

Blue
Blue

$1500 Google credit plus 50K.

Drivesabrowntruck
Drivesabrowntruck

Went ahead and referred P2, had the 75k/10k on her account but 15k for 5k isn’t worth it when I can do 20k for 5k with our Gold cards.

Drivesabrowntruck
Drivesabrowntruck

It actually comes out even after the 1X on the BRG min spend + 15k. Couldn’t edit.

jeff
jeff

how do i create a referral link?

JeffreyE
JeffreyE

My referral shows I would get 10k not 15k…

MAP
MAP

No referral link available for BRG for me and calling in did not work…

Miller508
Miller508

I don’t have the gold rewards card, do I just refer my wife a business card then she scrolls to find it then I get the bonus?

Only business card I have is blue, will any card work if they ultimately pick the gold rewards B card?

Please advise

I’ve got 3 players now, fast $15k on spend coming up

Kurt
Kurt

I believe the referral is 10K not 15K and there is lifetime language. the 11/7 offer is alive and well, 75K @ $10K @ 4 months, no lifetime language. no af, $ 175 the second year is what my rep is saying. very tempting except for wow that is a lot of spend and the possible hp instead of the sp via the portal

Parts Unknown
Parts Unknown

It’s 15k if you refer from Plat

Kurt
Kurt

ah very good I did not know that. so I assume that a hp if 50/50 because its via a rep? so tempting but the spend a tad high + I really don’t want to play the system when i am sitting on a vast amount of points. but very tempting lol

Parts Unknown
Parts Unknown

If you self refer you’re not calling in. Amex has pulled my credit twice in 2 years, I’ve opened 9 cards with them in that span

William F
William F

That’s amazing. So I can self-refer to the business gold from my personal platinum for 50k + 15k and it won’t even affect my personal credit score (as long as i pay off the card properly). that’s amazing

Anonymous
Anonymous

It will not work. The referral is only for the same product you have with Amex.

Denis
Denis

15K from Blue Business as well

Kurt
Kurt

right, already banged out 3 of those, no af + sp on the other end best referral going

Zhang
Zhang

can not refer from Platinum Ameriprise

Katie
Katie

Thanks for the tip, successful with self-referral (even though I got the pop up when I tried a Hilton business card last week…)

Leslie
Leslie

Is this Language restricted though or people who had in past, can get it too?

Mark
Mark

So to make sure I have this right, if I refer someone from my blue business for 15k, and they click on the link to see the blue business, then they choose this gold business instead, I still get the 15k, right?

Brian C
Brian C

correct

Phill
Phill

Yes sir

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