Update 9/18/25: 125k offer is back, valid through 11/12/25. Comes with all of the newly revamped Amex Platinum benefits.
Update 5/8/25: 125k offer is back
Update 1/8/25: Deal is ending today.
The Offer
- American Express Charles Schwab is offering up to 125,000 bonus points after $8,000 in spend within the first 6 months
Card Details
- Annual fee of $895 is not waived the first year
- Authorized Platinum cards are $195
- Authorized Gold cards are free
- Full details here
- Card earns at the following rates:
- 5x points per $1 spent on purchases made with airlines or with American Express Travel
- 5x points per $1 spent on hotel & airline bookings made directly from the American Express travel website
- 1x points on all other purchases
- $200 airline incidental credit per calendar year
- $200 Uber credit ($15 per month and additional $20 in December)
- Lounge access:
- Centurion lounge access
- International American Express lounge access
- Delta SkyClub lounge access
- Priority pass select membership
- Airspace lounge access
- $240 digital entertainment credit. This is a credit of $20 per month and can be used on Peacock, Audible, SiriusXM and The New York Times.
- $200 hotel credit. This can be used on select prepaid bookings (Fine Hotels + Resorts® and The Hotel Collection) when using American Express Travel
- $179 Clear credit
- Walmart+ monthly credit. Cardholders will receive a $12.95 credit (covers the full cost of membership).
- $300 Equinox credit. This is a $25 credit each month
- Global Dining Access by Resy
- The Global Lounge Collection
Our Verdict
Previous best offer was 100k points + 10x on shop small/restaurant purchases. We will add this to our list of the best credit card bonuses.
