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Katie P
Katie P (@guest_1758375)
December 14, 2023 17:21

FYI – there’s a $5 monthly fee for the share savings account if your average daily balance is below $300. Just discovered that, going to have to call for a waiver and leave $$ in there. A bit annoying….

Mario
Mario (@guest_1718038)
October 18, 2023 13:59

10/13 Applied
10/16 Ask for more info (Pic of SS)
10/18 Approved

Hard pull on Equifax

Katie P
Katie P (@guest_1707881)
October 3, 2023 09:28

P2 got approved!
Florida – Pasco County
Hard pull Equifax
9/18 Applied, uploaded ID & ACC cert, $1015 CC fund on a Chase card (purchase)
9/21 Email from USF asking to upload SS card (sent)
9/22 Received Docusign, account open
Will be using real DD

RJ
RJ (@guest_1673256)
August 16, 2023 09:40

There’s now an option at application to choose ‘online’ for the branch and ACC for membership. I applied from MI and attached my current ACC cert. See how it goes.

newguy
newguy (@guest_1675713)
August 19, 2023 16:40
  RJ

RJ Did you hear anything back on your application?

RJ
RJ (@guest_1675722)
August 19, 2023 16:53

Nope. I’m assuming denied.

Jack
Jack (@guest_1675726)
August 19, 2023 16:57
  RJ

Sorry to heard that, RJ. Have you tried calling them every business day? I like your videos! Keep up the good work RJ

newguy
newguy (@guest_1679364)
August 24, 2023 18:18

RJ Did you get chance to followup with them or its off from your plate?

RJ
RJ (@guest_1679404)
August 24, 2023 19:19

I didn’t follow up. Charge it to the game and onto the next one.

John R
John R (@guest_1680680)
August 26, 2023 23:43
  RJ

Have you checked to see if you got a chex hit even though they didn’t get back to you? Also one post below indicated it’s a hard pull, I’m assuming you didn’t get a HP though?

netflixstudent
netflixstudent (@guest_1683245)
August 30, 2023 20:46
  RJ

RJ Was it a hard pull? Thanks for the profitable content.

RJ
RJ (@guest_1683440)
August 31, 2023 08:36

No credit pull for me. Does show up on Chex report.

ShawntheShawn
ShawntheShawn (@guest_1645491)
July 1, 2023 19:00

Extended to September 30, 2023.

In addition, Darden Credit Union, a division of USF Federal Credit Union, is running a similar promotion with no expiration date: https://www.dardencu.com/cha-ching

Here’s how to earn $200:
1. Open a new DCU checking account
2. Deposit a minimum of $10 into the new checking account
3. Establish monthly $500 or more direct deposit for at least 3 consecutive months in new account
4. Enroll to receive e-statements

The two share the same application system.

Fees: https://www.usffcu.com/schedule-of-fees
There is a $5 monthly savings fee if you are 25 or older, no loan and aggregate average daily balance of all share accounts is <$300. Same for Darden Credit Union.

 William Charles

newguy
newguy (@guest_1641672)
June 25, 2023 18:06

Was anyone able to open this account successfully and can confirm if it’s a Soft or Hard Pull? I see there is one comment of Hard Pull.

Ostrich Rider
Ostrich Rider (@guest_1626732)
May 31, 2023 14:41

5/29/23 – Applied from Out of State, Online.
5/29/23 – Declined.
5/31/23 – Checked Application status: “Declined” 5/29 (no notification).

Online Application: uploaded ACC Certificate and Driver’s License. Credit card funding was $1015 using Visa. ACC option was not available to choose as eligibility, so I chose a charity but later in the app I uploaded the ACC Cert. High Chex numbers: 1 this mo,, 3 in 2 mo., 6 in 3 mo., 9 in last 5 mo.
Maybe Chex sensitive, but they should fix the online application to include the ACC Option if they are offering it. Possibly someone could get approved OOS opening an account over the phone?

netflixstudent
netflixstudent (@guest_1629471)
June 5, 2023 22:12

Ostrich Rider Thanks for the DP. So just to confirm, you checked Chex after applying and they had pulled it?

Ostrich Rider
Ostrich Rider (@guest_1630378)
June 7, 2023 11:58

netflixstudent
Yes, they DID pull Chex report.

Davis
Davis (@guest_1634993)
June 15, 2023 15:40

I used their secure message and haven’t gotten an answer back in a week. I called them today and asked how I would apply if I were only a member of the ACC. After asking somebody, they said I would have to come into a branch

Acid Bath
Acid Bath (@guest_1635364)
June 16, 2023 01:17

Applied June 4th, sent a follow up email – still have not heard anything back. Just sent a message thru their portal asking for the status.

John R
John R (@guest_1664378)
August 1, 2023 22:44

Did you end up having any luck opening an account via ACC?

Acid Bath
Acid Bath (@guest_1664381)
August 1, 2023 22:46

I never heard anything back. Never got it opened. They did not communicate. John R

John R
John R (@guest_1664380)
August 1, 2023 22:45

Was that reply the end of the application process for you?

Davis
Davis (@guest_1664444)
August 2, 2023 00:54

Yes

Buttwifi
Buttwifi (@guest_1636684)
June 18, 2023 12:52

Which credit card did you use for $1015 initial funding?

GoFLA
GoFLA (@guest_1625745)
May 29, 2023 19:48

$1015 max Credit Card funding

Katie P
Katie P (@guest_1626122)
May 30, 2023 13:36

Was that online or by phone? Which card did you use? Did you notice if Amex is accepted? How did you qualify?

Buttwifi
Buttwifi (@guest_1636686)
June 18, 2023 12:53

Which credit card did you use for $1015 initial funding?

Kevin R
Kevin R (@guest_1625691)
May 29, 2023 17:28

I work in Hillsborough county how is that not a approved county being that USFs main campus is in Hillsborough?

Ace
Ace (@guest_1625714)
May 29, 2023 18:11

The county list is very odd considering 4/5 of the county’s are 70+ miles south and the closest is pinellas about 30 miles 🤔 I mean it’s like 120 miles to around Ft.myers lol

devin
devin (@guest_1625570)
May 29, 2023 13:31

Attempting to join through govt employment. Will update with DP.
The schedule of fees list early closure fees for their money market accounts but not others. I’m going to assume there’s no ETF.

Wayne
Wayne (@guest_1625641)
May 29, 2023 16:15

devin Can you verify a soft pull?

devin
devin (@guest_1632296)
June 10, 2023 13:55

HARD pulled and denied due to ineligibility. I received a letter in the mail with full details.
Working for the state of FL apparently does not qualify. The application had an option for federal, state, and local government employees.