extended to june 9, 2025
Extended to 2/10/25
Extended to 1/7/2025
Extended to September 3, 2024
Extended to 4/30/2024
Update 9/5/23: Extended to January 15, 2024
Update 5/25/23: Deal is back through September 7th (ht Lochquel)
Update 5/8/23: Valid until May 22, 2023.
Update 12/2/22: There is a new link with a maximum bonus of $1,000. This has a holding period of 60 days. Hat tip to JW
Update 10/24/22: Extended until Feb. 5 2023.
Update 7/4/22: Extended until November 7th.
Update 3/8/22: $1,000 bonus back down to $750.
Update 11/4/21: $750 bonus is now $1,000 with the same requirements. Also available in CO,MN, SD, and WI after the TCF Bank acquisition.
Update 8/16/21: Deal is bac through November 7, 2021. Accounts can be opened online, but sadly the monthly fees are no longer being waived. Hat tip to justmeha
Update 7/13/20: Deal is back and valid until October 7th, 2020. Deal is even better than first thought as they are waiving fees on the Unlimited Business & Plus accounts until 12/20.
Offer at a glance
- Maximum bonus amount:Â $300/$500
- Availability: OH, MI, IN, PA, KY, WV & IL. In branch only [Branch locations]
- Direct deposit required:Â No
- Additional requirements:Â Deposit $5,000/$25,000
- Hard/soft pull:Â Soft
- ChexSystems:Â No
- Credit card funding:Â None
- Monthly fees:Â $20-$30, avoidable
- Early account termination fee:Â 180 days, bonus forfeit
- Expiration date:Â
September 30th, 2017January 7th, 2018March 31st, 2018 June 30th, 2018 September 30th, 2018December 31st, 2018April 15th, 2019 April 7, 2020 July 7thOctober 7th, 2020
Contents
The Offer
- Huntington Bank is offering a bonus of $1,000 when you open a new Unlimited Plus Business Checking account in branch using a coupon. Requirements are as follows
- Make cumulative deposits of at least $20,000 within 60 days of account opening. Must keep for 60 days as well
- Huntington Bank is offering a bonus of $400 when you open a new Unlimited Business Checking checking account in branch using a coupon. Requirements are as follows:
- Make cumulative deposits of at least $10,000 within 60 days of account opening (was previously $5,000) Must keep for 60 days as well
- Huntington Bank is offering a bonus of $200 when you open a new Business Checking 100 checking account in branch using a coupon. Requirements are as follows:
- Make cumulative deposits of at least $2,000 within 60 days of account opening Must keep for 60 days as well
The Fine Print
- To be eligible for this offer, click Email My Coupon from this page, so that the promotion code is claimed at time of account opening. This offer is only available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, West Virginia or Wisconsin
- To qualify for the $750 cash bonus, you are required to open a new, qualifying Huntington Accelerated Business Checking account during the promotional period between April 1, 2018 and June 30, 2018, make cumulative new money deposits into the checking account of at least $25,000 or more and make at least 30 transactions within 60 days of account opening.
- A transaction includes any combination of checks paid, deposit tickets, deposited checks (except those you process through a remote deposit scanner), incoming ACH debits and credits, debit card purchases, and bill payment transactions made through Huntington’s Online Bill Pay service.
- Account must maintain an open account status for at least 90 days before it is eligible for the bonus payment
- Your $750 bonus will be deposited into your new business checking account within 14 days of meeting all of the above requirements. Your business checking account must remain in an open status to receive the bonus. An Early Account Closing Fee will apply to accounts closed within 180 days of opening.
- This offer is only available to new business checking customers. All existing Huntington business checking customers, including those with any relationship (including fiduciary) to any other Huntington business checking account, or those who closed a business checking account within the last six months, are not eligible. Public Fund/Government Banking dollars and Brokers are not eligible for this offer
- Transfers from another Huntington deposit account do not count as a deposit. This offer cannot be used in combination with any other business checking offer.
- Huntington reserves the right to limit an individual business owner with multiple businesses to one account-related gift incentive per rolling 12-month period across all deposit account relationships.
Avoiding Fees
You don’t have to pay the monthly fees for the first three months. Update:Â The 3 month fee waiver no longer applies
Business Checking $100 ($0 Monthly Fee – $200 Bonus)
This account has no monthly fee to wory about.
Unlimited Business Checking Checking ($20 Monthly Fee – $400 Bonus)
This account comes with a monthly fee of $20, avoid the fee for any monthly statement period where the
total deposit relationship balance is at least $10,000.
Unlimited Plus Business Checking ($30 Monthly Fee – $750 Bonus)
This account comes with a monthly fee of $40, Avoid the fee for any monthly statement period where the total deposit relationship balance is at least $50,000.
Early Account Termination Fee
Thes accounts needs to be kept open for a minimum of six months, otherwise you will forfeit the bonus.
Our Verdict
Sometimes you can get a bonus of $500 for opening a fast track business checking account, the nice thing about that offer is that it’s a lot easier to keep fee free. This $750 bonus is as high as the accelerated bonus goes. Keep in mind you’d need to keep $25,000 deposited for six months to keep the bonus and avoid any fees. There are no fees for the first three months so you’d really just want to deposit $20,000 then withdraw it and then add $25,000 again later to keep it fee free (or just pay $90 in fees). If you put that into an account earning 2% APY you’d earn $125 I will add this to  the list of the best business checking bonuses available because this is as high as this bonus goes. There is also a $200 personal checking bonus that is worth doing (not currently available sadly. Hopefully somebody finds a working link). People have successfully gotten both the business & personal checking account bonuses before.
Big thanks to reader, Charles DoC Fan who let us know. Learn how to find bonuses and contribute to the site here.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
Bonus History
- Update 5/1/20: Deal is even better than first thought as they are waiving fees on the Unlimited Business & Plus accounts until 12/20. Hat tip to reader P J
- Update 4/30/20: Extended until July 7th, 2020.
- Update 1/2/20: Extended until April 7, 2020. Hat tip to reader Kyle
- Update 10/10/19: Deal is back and valid until December 31st, 2019 (note the fine print on the landing page says 9/30 but when you e-mail yourself a code it says December 31st, 2019). $750 bonus only requires a deposit of $20,000 instead of $25,00 now as well. Hat tip to reader Mystique
- Update 01/06/19: Valid until April 15th, 2019. Hat tip to reader YAR
- Update 10/01: Valid until December 31st, 2018. Hat tip to reader YAR
- Update 09/03: Deal is much better as the monthly fees are waived the first three months. Hat tip to MyChurn2000.
- Update 07/03: New links have been found. Thanks to reader Ampersand. $200 bonus has also returned
- Update 07/01: Bonus has now expired, view more checking account bonuses here.
- Update 05/18/18: Bonus has been increased to $750 again. Hat tip to reader Ampersand.
- Update April 1st, 2018: You can now only get a $400 bonus for opening the fast track business bonus. Accelerated offer not currently available.
- Update January 8th, 2018: Bonuses are back and valid until March 31st, 2018. Fast track business checking bonus has been reduced from $350 to $300 and Accelerated bonus has been decreased from $750 to $500. Hat tip to reader akaak
- Bonuses are back and available again until January 7th, 2018. Thanks to reader Stephan. Fast Track bonus has been decreased to $350 from $500.
Worst Bank Ever, open the account 3 weeks ago. Had direct deposited $2000. Tried to zelle some money out to my Sofi Account. Unable to. Set up Plaid bank transfer. Within 4 hours, they have locked my account and closed it. Said if i want my money then i have to go to the branch which is 6 hours away. said it can take 6 weeks for them to send me my check for what was left in the account. WTF.
Couple quick questions. Is the consensus on the terms that Huntington won’t pay out for both a personal and business bonus if you use your SSN for both? Has anybody actually tested it yet? Thanks
Like a few others have mentioned previously, the best course of action is to just forget about doing Huntington business offers and focus solely on the personal offers. Maybe one day they’ll lighten up a bit.
terms are very clear you can do one personal and one business and then you won’t be able to do another bonus for 24 months
That is not what the terms say.
My 1k bonus posted today
Can you fund and withdraw from a personal checking account? I have Capital One, Fidelity cash management, Charles Schwab Investor Checking, and Sofi. Thanks.
i have never seen a case where you can’t fund personal -> biz. That’s what I’m always doing for biz SUBs. Push and pull.
Yes, I funded with Chase and Sachs… Chase is personal checking and Sachs is personal savings.
2025-03-05 – opened
2025-03-06 – 20.5k deposit
2025-05-06 – 20k withdraw (61 days, closer than I meant)
2025-06-10 – 1k promotional incentive (T+96 from deposit date)
like someone mentioned, everything seems to have to be done over the phone. They have live chat actually, but they can’t downgrade a biz account.
Got my $600 bonus. Paid out 97 days from account opening. Opinions on closing right away to avoid fees? I’m not going to keep the minimum in there but don’t want to hurt my chances on more bonuses the next couple months. TIA
downgrade to Business Checking 100 for no monthly fees and then close when ready
2/7 Opened initial transfer $1K
2/12 Transferred in $19.2K
4/15 Paper statement fee $5 (called in to get it reversed, as I had turned this to online not sure what happened)
4/15 $40 monthly service fee automatically waived due to Promo
4/23 Pulled 10K from Chase Biz showed up and available next day
4/30 Pulled 10K from Chase Biz showed up and available next day
5/7 Promotional Incentive $1K posted
Called customer service couple days later to downgrade to Business 100 with no fees and withdrew the bonus the next day. Nice bonus not the best bank to work with, as you have to call in for everything. Can’t do transfers from the account they want you to do bill pays, so best to pull from outside account. I did get burned on this account a few years back, as I did the personal bonus and then they wouldn’t pay the business bonus in same period, so it appears the 24 month language is enforced. Will close this after 6 months and try again in couple of years.
These bozos keep charging me a $5 statement fee, once you downgrade it appears you have to enroll in paperless again. 30 minutes on the phone just to get this waived and some BS about having to change the setting on desktop as well as the app. Can’t even get into desktop banking as the email code and text message take 30 minutes to get to me smh! Can’t wait to close this one out.
5.13.25: opened account/ pushed 500 through chase
5.14.25: chase account locked- was told they can’t push money through.
Added Huntington bank to Robinhood and transferred $505 into Huntington
Will update if it counted as DD or not.
they locked my account when I scheduled a push from huntingon. so I just pulled the money the other way instead. I don’t see why this would effect things though
extended to june 9, 2025
William Charles
Shows June 19 now
William Charles