American Express SPG Personal – 65,000 Points + $100 Offer

Offer was due to expire on October 31st, 2018. Still displaying the same offer.

The Offer

Direct link to offer

• American Express is offering the following sign up bonus on the SPG personal card:
  • 65,000 points after $3,000 in purchases within the first three months
  • $100 statement credit after your first SPG or Marriott Rewards purchase on your card within your first six months

Card Details

• Welcome offer not available to applicants who have or have had The Marriott Rewards® Premier Credit Card from Chase, The Marriott Rewards® Premier Plus Credit Card from Chase, The Marriott Rewards Credit Card from Chase, or The Ritz-Carlton Rewards® Credit Card from JP Morgan in the last 30 days.
• Anniversary free night award up to 35,000 points (this is a free night certificated that can be used on properties costing up to 35,000 points)
• $95 annual fee (waived first year)
• Card earns at the following rates:
  • Six Marriott rewards points per dollar spent at participating hotels
  • Two points per dollar spent on all other purchases
• Free unlimited Boingo Wifi
• Coming in 2019: Receive 15 nights towards elite status
• Silver status and earn gold status by making $30,000 in purchases within a calendar year (increases to $35,000 in 2019)
• Premium in room internet access at participating properties.
• Can only get the bonus once per lifetime

Our Verdict

Keep in mind the new rules that restrict you getting the bonus based on what Chase Marriott cards you’ve recently gotten/received the sign up bonus. Highest bonus on this card since the unified Marriott/SPG program is 75,000 points. Under the old program we saw bonuses of 35,000 SPG points (worth 105,000 points under the new program). Because of that I’d just wait for a bigger bonus to come along, I don’t think this offer is competitive at all. There is also a bonus of 90,000 points + $100 statement credit on the business version, that offer is a lot more competitive. As always read this post about things you should know about American Express credit cards if you have any questions.