Posted by Chuck on September 13, 2017

Published on September 13th, 2017 | by Chuck


Amex Offers: $20 off $100 at Panera Bread [Targeted]

The Offer

Check your Amex logins for the following offer:

  • Spend $100+ at Panera Bread and get $20 back as a statement credit
  • Max two statement credits of $20 each

The Fine Print

  • Expires December 11, 2017
  • Must spend $100 or more in a single transaction to get the statement credit
  • Valid in-restaurant or online at
  • Limit two $20 statement credits; $40 total max

Our Verdict

I’m not seeing this offer, but it’s showing for some. Best way to use is by purchasing $100 in gift cards at the restaurant and then spending that down at your leisure.

Hat tip to DDG and SD

5 Responses to Amex Offers: $20 off $100 at Panera Bread [Targeted]

  1. P says:

    Got this on several cards. Didn’t get the small business offer on any cards.
    I have no panera anywhere in my area. oh, well

  2. Mser says:

    I visit Panera once every few weeks. Would go more if could save 20%. Nada on 12 different cards. Smh. Gotta wonder about how these offers are targeted

  3. Abey says:

    Never actually went into a Panera bread, so obviously i have this offer on all of my cards.
    I can really use a Chewy offer please, Hey my dog is an AU on some of my cards she deserves a Chewy offer 😆

  4. Nuff says:

    I’m knee deep in Vitamin supplements, Wine clubs, healthy boxed meal clubs with LOL prices even with the discounts. I think in the last six months I’ve used a $15 off parking offer. I check the offers at least once a week on three different cards. If I am getting targeted offers, the target is offers that I won’t possibly use.

  5. Jake says:

    Last year the end of the amex offer period overlapped with the start of panera’s buy $50 gift card get $10 bonus gift card holiday promo. Might be worth waiting to see if you can get these two to line up again, if they do holiday promo again.

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