If I downgrade my Citi Prestige or Premier card to a Preferred card, does that reset my 24 month bonus clock? Short answer: You'll probably be fine, but by no means is that a guarantee. Read More →
Author - Chuck
[Expired] Amazon: Save on Gift Cards for Steak n Shake, Lane Bryant, Coldstone, and Shoney’s
Amazon released a few new gift card deals today. All Gift Card Deals on Amazon (our affiliate link here and below) $50 Steak ‘N Shake physical gift card for $40 $50 Lane Bryant physical gift card for $40 $50 in Coldstone Creamery... Read More →
Yazing will Add 10% Processing Fee starting in March
The Yazing shopping portal sent out an email today indicating that beginning in March all payments will get a 10% payment fee tacked on. Dear Valued Yazing Members, Our goal with Yazing is to continue to grow and build a solid and... Read More →
Language Change in the Citi 24-Month Rule and Implications (24 months becomes 27 months & more)
Citi has a rule that you can’t get a signup bonus on a card if you opened or closed that card (or any card in that family) within the past 24 months. Reader sdsearch picked up on a small change in the language of the terms. The... Read More →
[Expired] Raise: 6% Off Dining Gift Cards & More with Promo Code CHEERS
Deal has expired, view more Raise deals here. The Offer Direct Link to offer (our affiliate link) Raise.com is offering 6% off dining and food establishment gift cards with promo code: CHEERS. Valid on the following cards: P. F... Read More →
City National Bank Credit Card Offers In-Store Cashback Offers (e.g. 5% at CVS, Staples, AMC, etc.)
Reader Ken reached out about an in-store cashback/points program on City National Bank (CNB) credit cards called Rewards Plus. There’s two part to it: one is an online shopping portal (not sure if their payout rates are... Read More →
[Update] Citi $100/10,000 Points Referral Bonus on Double Cash, ThankYou, and American Airlines Cards
When logging into Citicards, many people are seeing a referral bonus page pop up with offers such as: Get $100 when referring a friend to Citi Double Cash. Max 5 referrals over the next 12 months. Get 10,000 ThankYou points when... Read More →
Ebates Offering 32% Back at 1800Flowers, Stack with Amex + Dosh for up to 87% Discount
Nick at Frequentmiler found an excellent triple stack at 1800flowers which can potentially result in up to 77% cashback on purchases. Just in time for Valentine’s Day, February 14th. 1) Ebates/Rakuten if offering 32% cashback. Not... Read More →
Amazon: Save on Gift Cards for Coldstone, Shoney’s, and Build-a-Bear
Amazon released a few new gift card deals today. All Gift Card Deals on Amazon (our affiliate link here and below) $50 Build-a-Bear physical gift card for $40 (ends in a few hours) $50 in Coldstone Creamery e-gift cards for $40 with... Read More →
Rules for Leaving Referral Links/Codes on Doctor of Credit
A lot of people reach out to find out what the rules are for putting your referral links/codes in the comments to posts on Doctor of Credit. One reader mentioned doing a search and not finding anything, so I figured we’ll grace... Read More →
[Expired] Raise: 6% Off Travel Gift Cards & More with Promo Code SAVE
Raise.com is offering 6% off travel and activities gift cards with promo code: SAVE. Southwest, Delta, American, and Hotels.com are some interesting travel brands. With the added 6% discount, you can land up with a final discount of up... Read More →
Chase Partners with Shell to Offer 5¢ off per Gallon through 2019 [Fuel Rewards Gold Status]
Chase and Shell partnered to offer all Freedom cardholders Fuel Rewards Gold status which gets you 5¢ off per gallon at Shell. Typically, Gold status requires doing 6 fill-ups per 3-month period; with this offer, you'll have automatic... Read More →
Amex Gold is Inconsistent with their 4x Restaurants Category
Below is a guest post from my friend Dawnzerly. One of the big attractions to the new Amex Gold card is the ability to earn 4X Membership Rewards (MR) points per dollar on restaurant spend, one of the best earning rates on restaurant... Read More →
Can I Get the Signup Bonus on Ameriprise Platinum Card if I Already had the Card without a Bonus?
The Ameriprise version of the American Express Platinum card just changed to include a 60,000 points signup bonus. The card now has an annual fee of $550 even the first year. Reader Rob asks: Anyone know if you’re eligible for the bonus... Read More →
What’s the Best High-Yield APY Checking Account Option?
Checking accounts typically offer an interest rate of near zero, which leads most of us to keep funds in a high-yield savings account instead. Someone who likes/needs to have quick access on large amount of funds from their regular... Read More →