Question: I went to purchase a FICO score from myFICO.com I noticed I could purchase a TransUnion FICO score, an Equifax and an Experian score. What’s the difference and which one should I actually buy? Tom, California Answer: Hi... Read More →
Author - William Charles
How Does Credit Card Churning Effect Your Credit Score?
Question: I read your introduction to credit card churning and I’d like to take advantage of some of the sign up bonuses offered by credit cards. I’m slightly worried about how it’s going to effect my credit score. My... Read More →
Free FICO Scores For FNBO Cardholders
The First National Bank of Omaha was one of the initial launching partners for the FICO open score access program. Accessing your FICO score Log into firstnational.com Click “services” tab Scroll to “additional... Read More →
Free FICO Scores Coming To Discover
Discover has announced that card holders will be able to access their credit scores for free, they claim to be the first credit card issuer to offer this benefit but I think Walmart & Barclaycard would like a word. The free score... Read More →
FICO Score Vs PLUS Score
This is the first post in our series that compares different credit scores. In today’s issue we are going to compare FICO scores & PLUS scores. We’re going to look at the scoring factors that causes them to be different... Read More →
How To Cancel The MyFICO.com Trial
Cancel Online Sign into the myFICO.com members area. There is link in the top toolbar of every page that says “Log In”, the home page also has a large “Member Login” option. Click “My subscriptions”... Read More →
An Introduction To Credit Card Churning
Credit card churning is the practice of repeatedly signing up for credit cards with high sign up bonuses and then cancelling these cards before any fees are charged (e.g annual fees). In some cases these sign up bonuses can be as much... Read More →
[Expired] Chase Sapphire Preferred Ups Sign Up Bonus To 50,000 Points
Unfortunately as of the 25th of November, 2013 this promotion is now over, sign up bonus is back down to 40,000 points. Chase has announced that they are increasing the sign up bonus from 40,000 points to 50,000 points. They’ve... Read More →
Chase Will Overnight Your Card, For Free.
Just thought we’d share this little tip with you, if you sign up for any chase credit card they’ll overnight you the card – all you need to do is ask. Somebody in the office recently signed up for the chase sapphire... Read More →