Chase has slowly been rolling out EMV chips to their credit card line up. These are chip + signature cards, so they will not work in terminals that require chip + PIN (e.g unmanned terminals at train stations internationally). I asked Chase about their EMV roll out plans recently and they gave me the following list of cards that are currently EMV enabled.
- Chase Sapphire Preferred
- Chase Sapphire
- Chase Slate
- Chase Freedom
- Ink Plus
- Ink Cash
- British Airways Visa Signature Card
- The Hyatt Credit Card
- Marriott Rewards Premier Credit Card
- Marriott Rewards Premier Business Credit Card
- The Ritz-Carlton Rewards Credit Card
- J.P. Morgan Select Visa Signature Card
- J.P. Morgan Palladium Card
If you have one of the above cards and it does not have an EMV chip, then you’re able to request one through any of the normal official channels (e.g via phone or secured message). Chase has a dedicated page to EMV chip cards, which can be found here (although it’s less complete than our list above). They also stated that they plan to offer chip + PIN cards, but they will not be sharing the time line for that roll out publicly. It looks like they will not be meeting the “sometime in 2014” deadline for EMV + PIN cards that their CEO of card services shared in an investor meeting earlier this year.
Card issuers need to have all of their cardholders onto EMV chip cards by October 2015, unless they want increased liability for fraudulent charges. Chase stated that “A majority of our portfolios will be chip-enabled by the deadline.” I’d recommend reading this article by the WSJ article to better understand this liability shift and what’s taking so long to get this superior technology pushed out to consumers.
Also, big thanks to Chase and their media team for promptly answering my inquiries.
